INDIVIDUAL MORTGAGE SOLUTIONS LIMITED

Company number 04292013 · Active

INDIVIDUAL MORTGAGE SOLUTIONS LIMITED is a private limited company registered in ST ALBANS, United Kingdom, incorporated on 24 Sep 2001. Its registered activity is other business support service activities n.e.c.. Its latest published accounts for the period ending 31 May 2025 show equity of £28k, total assets of £85k. It has filed 5 sets of accounts. Our model estimates a 1.44 % probability that it becomes insolvent within 12 months, 12.4 times the average for active companies (very high risk).

Insolvency risk, next 12 months

1.44 %
Very high risk
Lowest riskHighest risk

Higher than 98 % of active companies in the United Kingdom. 12.4× the average annual insolvency rate (0.12 %).

Raises the risk

Accounts filed2.9×3–6 · 0.34 % became insolvent
Current liabilities ÷ assets2.9×0.523499–0.961567 · 0.33 % became insolvent
Region2.7×AL · 0.31 % became insolvent
Equity change ÷ assets2.6×-0.688951–-0.123359 · 0.31 % became insolvent
Current ratio2.4×1.20204–2.65202 · 0.28 % became insolvent
Total assets (log)2.4×4.74546–5.45007 · 0.28 % became insolvent

Lowers the risk

Late filings0.8×0–1 · 0.09 % became insolvent
Accounts overdue0.8×0 · 0.09 % became insolvent
Cash ÷ assets0.9×0.578498–0.951833 · 0.10 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
04292013 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
24 Sep 2001 (25 years)
Registered address
AL1 1NG ST ALBANS
Postcode area
St Albans
Activity
82990 Other business support service activities n.e.c.
Industry
Office administrative and business support
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
31 May 202515 Dec 2025– –£28k£85k £57k£77k2
31 May 202415 Oct 2024– –£62k£7,546 –£69k0
31 May 202215 Feb 2023– –£9,465£7,396 –£116k2
31 May 202115 Nov 2021– –£487£453 –£55k3
31 May 202015 Jan 2021– –−£461£676 –£22k3

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in St Albans

Questions about INDIVIDUAL MORTGAGE SOLUTIONS LIMITED

What is the company number of INDIVIDUAL MORTGAGE SOLUTIONS LIMITED?

INDIVIDUAL MORTGAGE SOLUTIONS LIMITED is registered under company number 04292013 in the official register of United Kingdom. View it at the official register.

Is INDIVIDUAL MORTGAGE SOLUTIONS LIMITED still active?

Yes. INDIVIDUAL MORTGAGE SOLUTIONS LIMITED is registered as active (status: Active).

Has INDIVIDUAL MORTGAGE SOLUTIONS LIMITED gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for INDIVIDUAL MORTGAGE SOLUTIONS LIMITED in the official data.

How likely is INDIVIDUAL MORTGAGE SOLUTIONS LIMITED to become insolvent?

Our model estimates a 1.44 % probability that INDIVIDUAL MORTGAGE SOLUTIONS LIMITED becomes insolvent within the next 12 months (very high risk). That is higher than 98 % of active companies in the United Kingdom.

When was INDIVIDUAL MORTGAGE SOLUTIONS LIMITED founded?

INDIVIDUAL MORTGAGE SOLUTIONS LIMITED was incorporated on 24 Sep 2001.

Where is INDIVIDUAL MORTGAGE SOLUTIONS LIMITED registered?

INDIVIDUAL MORTGAGE SOLUTIONS LIMITED's registered address is in AL1 1NG ST ALBANS (St Albans), United Kingdom.

What do the latest accounts of INDIVIDUAL MORTGAGE SOLUTIONS LIMITED show?

The latest published accounts (period ending 31 May 2025) show equity of £28k, total assets of £85k, 2 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.