NOVA PREMIUM FINANCE LTD

Company number 03489421 · Active

NOVA PREMIUM FINANCE LTD is a private limited company registered in ROMFORD, United Kingdom, incorporated on 7 Jan 1998. Its registered activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors. Its latest published accounts for the period ending 30 Sep 2025 show equity of £3.5m, total assets of £10.8m. It has filed 7 sets of accounts, 1 of them after the deadline. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.00 %
Low risk
Lowest riskHighest risk

Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).

Raises the risk

Cash ÷ assets3.5×0.0300733–0.187053 · 0.40 % became insolvent
Total assets (log)3.1×≥ 6.05274 · 0.37 % became insolvent
Current liabilities ÷ assets2.9×0.523499–0.961567 · 0.33 % became insolvent
Current ratio2.4×1.20204–2.65202 · 0.28 % became insolvent
Company age (years)2.3×≥ 22.502 · 0.27 % became insolvent
Equity (signed log)2.0×≥ 5.52268 · 0.24 % became insolvent

Lowers the risk

Region0.2×RM · 0.02 % became insolvent
Accounts filed0.3×≥ 6 · 0.04 % became insolvent
Employees0.4×0–1 · 0.05 % became insolvent
Industry0.4×64 · 0.05 % became insolvent
Accounts overdue0.8×0 · 0.09 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
03489421 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
7 Jan 1998 (29 years)
Registered address
RM3 8QQ ROMFORD
Postcode area
Romford
Activity
64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Industry
Financial services
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
30 Sep 202515 Jun 2026– –£3.5m£10.8m £7.3m£348k0
30 Sep 202415 Jun 2025– –£2.9m£9.9m £7.0m£408k0
30 Sep 202315 Jun 2024– –£2.5m£6.9m £4.4m£114k0
30 Sep 202215 Jun 2023– –£2.2m£4.7m £2.5m£180k0
30 Sep 202115 Jul 2022– –£1.9m£4.9m £3.0m£570k0
30 Sep 202015 Jun 2021– –£1.6m£4.9m £3.3m£228k0
30 Sep 201915 Jun 2020– –£1.2m£6.4m £5.2m£805k–

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Romford

Questions about NOVA PREMIUM FINANCE LTD

What is the company number of NOVA PREMIUM FINANCE LTD?

NOVA PREMIUM FINANCE LTD is registered under company number 03489421 in the official register of United Kingdom. View it at the official register.

Is NOVA PREMIUM FINANCE LTD still active?

Yes. NOVA PREMIUM FINANCE LTD is registered as active (status: Active).

Has NOVA PREMIUM FINANCE LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for NOVA PREMIUM FINANCE LTD in the official data.

How likely is NOVA PREMIUM FINANCE LTD to become insolvent?

Our model estimates a 0.00 % probability that NOVA PREMIUM FINANCE LTD becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.

When was NOVA PREMIUM FINANCE LTD founded?

NOVA PREMIUM FINANCE LTD was incorporated on 7 Jan 1998.

Where is NOVA PREMIUM FINANCE LTD registered?

NOVA PREMIUM FINANCE LTD's registered address is in RM3 8QQ ROMFORD (Romford), United Kingdom.

What do the latest accounts of NOVA PREMIUM FINANCE LTD show?

The latest published accounts (period ending 30 Sep 2025) show equity of £3.5m, total assets of £10.8m, 0 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.