Microfinance OÜ

Registry code 16900355 · Active (R Registrisse kantud)

Microfinance OÜ is an osaühing registered in Elva vald, Estonia, incorporated on 16 Jan 2024. Its registered activity is valdusfirmade tegevus. Its latest published accounts for the period ending 31 Dec 2025 show equity of €4,863, total assets of €30k, a result of €2,163. It has filed 2 sets of accounts, 2 of them after the deadline. Our model estimates a 0.01 % probability that it becomes insolvent within 12 months, 0.2 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.01 %
Low risk
Lowest riskHighest risk

Higher than 65 % of active companies in Estonia. 0.2× the average annual insolvency rate (0.04 %).

Raises the risk

Equity ratio3.6×0.0723788–0.449429 · 0.16 % became insolvent
Cash ÷ assets2.8×0.00706832–0.0665793 · 0.12 % became insolvent
Share of filings late2.6×≥ 0.833333 · 0.11 % became insolvent
Late filings1.8×1–3 · 0.08 % became insolvent
Industry1.6×64 · 0.07 % became insolvent
Accounts filed1.5×0–5 · 0.07 % became insolvent

Lowers the risk

Accounts type0.1×micro · 0.01 % became insolvent
Employees0.4×0–1 · 0.02 % became insolvent
Total assets (log)0.5×4.27814–4.98561 · 0.02 % became insolvent
Equity (signed log)0.6×3.39915–4.0125 · 0.03 % became insolvent
Days since last period end0.7×260–365 · 0.03 % became insolvent
Accounts overdue0.8×0 · 0.03 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.96, trained 6 Nov 2026), not a credit rating. How it works.

Company details

Registry code
16900355 · official register
Status
R Registrisse kantud
Legal form
Osaühing
Incorporated
16 Jan 2024 (3 years)
Registered address
67215 Elva vald
County
Tartu County
Activity
64211 Valdusfirmade tegevus
Industry
Financial services
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts EUR

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
31 Dec 20258 Jul 2026– €2,163€4,863€30k –€2640
31 Dec 202415 Jul 2025– −€300€2,700€13k –€1,0070

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Tartu County

Questions about Microfinance OÜ

What is the registry code of Microfinance OÜ?

Microfinance OÜ is registered under registry code 16900355 in the official register of Estonia. View it at the official register.

Is Microfinance OÜ still active?

Yes. Microfinance OÜ is registered as active (status: R Registrisse kantud).

Has Microfinance OÜ gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for Microfinance OÜ in the official data.

How likely is Microfinance OÜ to become insolvent?

Our model estimates a 0.01 % probability that Microfinance OÜ becomes insolvent within the next 12 months (low risk). That is higher than 65 % of active companies in Estonia.

When was Microfinance OÜ founded?

Microfinance OÜ was incorporated on 16 Jan 2024.

Where is Microfinance OÜ registered?

Microfinance OÜ's registered address is in 67215 Elva vald (Tartu County), Estonia.

What do the latest accounts of Microfinance OÜ show?

The latest published accounts (period ending 31 Dec 2025) show equity of €4,863, total assets of €30k, a result of €2,163, 0 employees.

Data: e-Business Register (Centre of Registers and Information Systems, RIK) – open data (CC BY 4.0). Last updated 6 Nov 2026.