ZEROcredit HLÜ

Registry code 16704565 · Active (R Registrisse kantud)

ZEROcredit HLÜ is a tulundusühistu registered in Tallinn, Estonia, incorporated on 27 Mar 2023. Its registered activity is muude mujal liigitamata finantsteenuste osutamine, v.a kindlustus ja pensionifondid. Its latest published accounts for the period ending 31 Dec 2025 show equity of €32k, total assets of €32k, turnover of €0, a result of €0. It has filed 3 sets of accounts, 1 of them after the deadline. Our model estimates a 0.01 % probability that it becomes insolvent within 12 months, 0.3 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.01 %
Low risk
Lowest riskHighest risk

Higher than 79 % of active companies in Estonia. 0.3× the average annual insolvency rate (0.04 %).

Raises the risk

Legal form3.0×Tulundusühistu · 0.13 % became insolvent
Late filings1.8×1–3 · 0.08 % became insolvent
Industry1.6×64 · 0.07 % became insolvent
Accounts filed1.5×0–5 · 0.07 % became insolvent
Region1.3×Harju · 0.05 % became insolvent
Filing delay of last accounts (days)1.2×181–229 · 0.05 % became insolvent

Lowers the risk

Cash ÷ assets0.1×0.901325–1 · 0.00 % became insolvent
Accounts type0.1×micro · 0.01 % became insolvent
Equity ratio0.2×≥ 1 · 0.01 % became insolvent
Turnover (log)0.3×0–3.00043 · 0.01 % became insolvent
Employees0.4×0–1 · 0.02 % became insolvent
Total assets (log)0.5×4.27814–4.98561 · 0.02 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.96, trained 6 Nov 2026), not a credit rating. How it works.

Company details

Registry code
16704565 · official register
Status
R Registrisse kantud
Legal form
Tulundusühistu
Incorporated
27 Mar 2023 (4 years)
Registered address
10917 Tallinn
County
Harju County
Activity
64991 Muude mujal liigitamata finantsteenuste osutamine, v.a kindlustus ja pensionifondid
Industry
Financial services
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts EUR

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
31 Dec 202530 Jun 2026€0 €0€32k€32k –€30k0
31 Dec 202430 Jun 2025€0 €0€32k€32k –€30k0
31 Dec 202319 Jul 2024€0 €0€32k€32k –€30k0

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Harju County

Questions about ZEROcredit HLÜ

What is the registry code of ZEROcredit HLÜ?

ZEROcredit HLÜ is registered under registry code 16704565 in the official register of Estonia. View it at the official register.

Is ZEROcredit HLÜ still active?

Yes. ZEROcredit HLÜ is registered as active (status: R Registrisse kantud).

Has ZEROcredit HLÜ gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for ZEROcredit HLÜ in the official data.

How likely is ZEROcredit HLÜ to become insolvent?

Our model estimates a 0.01 % probability that ZEROcredit HLÜ becomes insolvent within the next 12 months (low risk). That is higher than 79 % of active companies in Estonia.

When was ZEROcredit HLÜ founded?

ZEROcredit HLÜ was incorporated on 27 Mar 2023.

Where is ZEROcredit HLÜ registered?

ZEROcredit HLÜ's registered address is in 10917 Tallinn (Harju County), Estonia.

What do the latest accounts of ZEROcredit HLÜ show?

The latest published accounts (period ending 31 Dec 2025) show equity of €32k, total assets of €32k, turnover of €0, a result of €0, 0 employees.

Data: e-Business Register (Centre of Registers and Information Systems, RIK) – open data (CC BY 4.0). Last updated 6 Nov 2026.