PayRay OÜ

Registry code 14766668 · Active (R Registrisse kantud)

PayRay OÜ is an osaühing, Estonia, incorporated on 23 Jul 2019. Its registered activity is muud mujal liigitamata finantsteenuste abitegevusalad. Its latest published accounts for the period ending 31 Dec 2024 show equity of €12k, total assets of €12k, turnover of €0, a result of €0. It has filed 5 sets of accounts, 4 of them after the deadline. Our model estimates a 0.01 % probability that it becomes insolvent within 12 months, 0.1 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.01 %
Low risk
Lowest riskHighest risk

Higher than 52 % of active companies in Estonia. 0.1× the average annual insolvency rate (0.04 %).

Raises the risk

Days since last period end3.5×≥ 598 · 0.15 % became insolvent
Accounts filed2.6×5–6 · 0.11 % became insolvent
Industry2.4×66 · 0.10 % became insolvent
Accounts overdue1.8×1 · 0.08 % became insolvent
Share of filings late1.6×0.571429–0.833333 · 0.07 % became insolvent
Filing delay of last accounts (days)1.2×181–229 · 0.05 % became insolvent

Lowers the risk

Accounts type0.1×micro · 0.01 % became insolvent
Equity ratio0.2×≥ 1 · 0.01 % became insolvent
Total assets (log)0.2×3.5432–4.27814 · 0.01 % became insolvent
Current liabilities ÷ assets0.3×0–0.0109453 · 0.01 % became insolvent
Turnover (log)0.3×0–3.00043 · 0.01 % became insolvent
Employees0.4×0–1 · 0.02 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.96, trained 6 Nov 2026), not a credit rating. How it works.

Company details

Registry code
14766668 · official register
Status
R Registrisse kantud
Legal form
Osaühing
Incorporated
23 Jul 2019 (7 years)
Activity
66199 Muud mujal liigitamata finantsteenuste abitegevusalad
Industry
Activities auxiliary to financial services
Accounts overdue
Yes

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts EUR

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
31 Dec 20247 Aug 2025€0 €0€12k€12k €0–0
31 Dec 202311 Sep 2024€0 €0€0€0 ––0
31 Dec 202230 Nov 2023€0 €0€12k€12k ––0
31 Dec 20217 Apr 2022€0 €0€12k€12k ––0
31 Dec 20207 Apr 2022€0 €0€12k€12k ––0

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Questions about PayRay OÜ

What is the registry code of PayRay OÜ?

PayRay OÜ is registered under registry code 14766668 in the official register of Estonia. View it at the official register.

Is PayRay OÜ still active?

Yes. PayRay OÜ is registered as active (status: R Registrisse kantud).

Has PayRay OÜ gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for PayRay OÜ in the official data.

How likely is PayRay OÜ to become insolvent?

Our model estimates a 0.01 % probability that PayRay OÜ becomes insolvent within the next 12 months (low risk). That is higher than 52 % of active companies in Estonia.

When was PayRay OÜ founded?

PayRay OÜ was incorporated on 23 Jul 2019.

What do the latest accounts of PayRay OÜ show?

The latest published accounts (period ending 31 Dec 2024) show equity of €12k, total assets of €12k, turnover of €0, a result of €0, 0 employees.

Data: e-Business Register (Centre of Registers and Information Systems, RIK) – open data (CC BY 4.0). Last updated 6 Nov 2026.