AB Kreditex AS

Registry code 12041659 · Active (R Registrisse kantud)

AB Kreditex AS is an aktsiaselts registered in Tallinn, Estonia, incorporated on 13 Jan 2011. Its registered activity is muu laenuandmine, v.a pandimajad. Its latest published accounts for the period ending 31 Dec 2024 show equity of €5.2m, total assets of €5.2m, a result of −€61k. It has filed 6 sets of accounts, 6 of them after the deadline. Our model estimates a 0.03 % probability that it becomes insolvent within 12 months, 0.7 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.03 %
Low risk
Lowest riskHighest risk

Higher than 87 % of active companies in Estonia. 0.7× the average annual insolvency rate (0.04 %).

Raises the risk

Legal form9.2×Aktsiaselts · 0.40 % became insolvent
Total assets (log)5.7×≥ 5.65704 · 0.25 % became insolvent
Employees5.0×≥ 2 · 0.22 % became insolvent
Filing delay of last accounts (days)3.8×≥ 229 · 0.16 % became insolvent
Days since last period end3.5×≥ 598 · 0.15 % became insolvent
Accounts type3.2×small · 0.14 % became insolvent

Lowers the risk

Current ratio0.2×≥ 10 · 0.01 % became insolvent
Equity ratio0.2×0.865495–1 · 0.01 % became insolvent
Accounts filed0.3×6–7 · 0.01 % became insolvent
Current liabilities ÷ assets0.3×0–0.0109453 · 0.01 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.96, trained 6 Nov 2026), not a credit rating. How it works.

Company details

Registry code
12041659 · official register
Status
R Registrisse kantud
Legal form
Aktsiaselts
Incorporated
13 Jan 2011 (16 years)
Registered address
10114 Tallinn
County
Harju County
Activity
64929 Muu laenuandmine, v.a pandimajad
Industry
Financial services
Accounts overdue
Yes

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts EUR

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
31 Dec 20247 Oct 2025– −€61k€5.2m€5.2m €25k€133k4
31 Dec 202315 Jul 2024– €745k€7.2m€9.4m €915k€288k10
31 Dec 20226 Jul 2023– €939k€6.7m€21.6m €3.8m€897k10
31 Dec 202125 Jul 2022– €842k€5.9m€21.3m €1.4m€1.3m8
31 Dec 20204 Aug 2021– €503k€5.1m€20.2m €500k€1.8m13
31 Dec 201922 Sep 2020– €639k€4.7m€19.1m €1.2m€117k11

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Harju County

Questions about AB Kreditex AS

What is the registry code of AB Kreditex AS?

AB Kreditex AS is registered under registry code 12041659 in the official register of Estonia. View it at the official register.

Is AB Kreditex AS still active?

Yes. AB Kreditex AS is registered as active (status: R Registrisse kantud).

Has AB Kreditex AS gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for AB Kreditex AS in the official data.

How likely is AB Kreditex AS to become insolvent?

Our model estimates a 0.03 % probability that AB Kreditex AS becomes insolvent within the next 12 months (low risk). That is higher than 87 % of active companies in Estonia.

When was AB Kreditex AS founded?

AB Kreditex AS was incorporated on 13 Jan 2011.

Where is AB Kreditex AS registered?

AB Kreditex AS's registered address is in 10114 Tallinn (Harju County), Estonia.

What do the latest accounts of AB Kreditex AS show?

The latest published accounts (period ending 31 Dec 2024) show equity of €5.2m, total assets of €5.2m, a result of −€61k, 4 employees.

Data: e-Business Register (Centre of Registers and Information Systems, RIK) – open data (CC BY 4.0). Last updated 6 Nov 2026.