FN FINANS ApS

CVR 75089619 · Private limited company (ApS) · Active · Low risk

FN FINANS ApS is a Private limited company (ApS), founded on , based in Bagsværd. The company is registered in the industry investering for egen regning. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 2.0m and a net result of DKK 85k. CEO: Catharina Belina Frandsen.

Bankruptcy risk for FN FINANS ApS

0.0%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 6% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO changes in the last year2+ · bankruptcy rate 18.5%2.1×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Time since new CEO< 0.5 yrs · bankruptcy rate 11.6%1.3×
Annual reports filed late1 · bankruptcy rate 11.3%1.3×
Municipality changes3+ · bankruptcy rate 10.6%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×
Other companies at the same address20–100 · bankruptcy rate 10.2%1.2×

Reduces the risk

Current ratio500%+ · bankruptcy rate 1.5%0.17×
Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Negative equityNo · bankruptcy rate 5.1%0.58×
Loss for the yearNo · bankruptcy rate 5.3%0.60×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
75089619
Status
Active
Company type
Private limited company (ApS)
Founded
(42 years)
Address
c/o Birte Nanna Clausen, Bagsværd Hovedgade 116A, 8. e
2880 Bagsværd
Municipality
Gladsaxe
Industry
Investering for egen regning (649910)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 500k
Employees
0 (2015)
Auditor
Beierholm
Audit opted out
Yes

Warning signs

Annual reports filed late1 of 31
Missing annual reportNo
Negative equityNo
Equity ratio86.5%
Current ratio565%
Moves (last 2 years)0
CEO changes in total4
CEO's previous bankruptcies0
Other companies at the address25
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 25kDKK 17kDKK 25k
Net profitDKK 85kDKK 82kDKK 68k
EquityDKK 2.0mDKK 2.0mDKK 2.0m
Total assetsDKK 2.3mDKK 2.3mDKK 2.2m
CashDKK 546kDKK 416k–
Short-term debtDKK 312kDKK 280k–
Tax owedDKK 17kDKK 7,598–
Avg. employees00–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Beierholm.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 202591
1 Jan 2024 – 31 Dec 2024126
1 Jan 2023 – 31 Dec 2023139
1 Jan 2022 – 31 Dec 2022118
1 Jan 2021 – 31 Dec 202195
1 Jan 2020 – 31 Dec 202081
1 Jan 2019 – 31 Dec 2019111
1 Jan 2018 – 31 Dec 2018142
1 Jan 2017 – 31 Dec 2017137
1 Jan 2016 – 31 Dec 201697
1 Jan 2015 – 31 Dec 2015147
1 Jan 2014 – 31 Dec 2014148
1 Jan 2013 – 31 Dec 2013136
1 Jan 2012 – 31 Dec 2012127
1 Jan 2011 – 31 Dec 2011156
1 Jan 2010 – 31 Dec 2010144
1 Jan 2009 – 31 Dec 2009150
1 Jan 2008 – 31 Dec 2008138
1 Jan 2007 – 31 Dec 2007161
1 Jan 2006 – 31 Dec 2006150

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOCatharina Belina FrandsenCurrent
CEOFlemming Åge Bjørn Clausen
CEOBirte Nanna Clausen
BoardFlemming Åge Bjørn Clausen
BoardThorsten Dahl
BoardBirte Nanna Clausen
BoardBertil Jacobi
Owner (100%)Birte Nanna ClausenCurrent
AuditorDELOITTE STATSAUTORISERET REVISIONSAKTIESELSKAB
AuditorKjeld Rasmussen
AuditorEjendommen Bredgade 39, Kalundborg v/Steffen Møller Jensen
AuditorBeierholm Godkendt Revisionspartnerselskab

The CEOs' other companies

Catharina Belina Frandsen – 2 other companies, of which 1 bankrupt

Flemming Åge Bjørn Clausen – 1 other companies, of which 1 bankrupt

Birte Nanna Clausen – 1 other companies

Address history (5 moves)

c/o Birte Nanna Clausen, Bagsværd Hovedgade 116A, 8. e, 2880 Bagsværd
Sauntevej 21A, 3100 Hornbæk
Rødlersvej 40, 2990 Nivå
Tjørnelunden 6, 4480 Store Fuglede
Jorløsevej 33, 4470 Svebølle
Jorløsevej 33, 4470 Svebølle

Former names

FN FINANS ApS – now
FN FINANS A/S –
VESTSJÆLLANDS JERNHANDEL A/S –

Employees per year

Number of employees at FN FINANS ApS per year362005: 420052006: 620062007: 620072008: 420082009: 120092011: 020112012: 020122015: 02015

Other companies at the same address

Similar companies in Gladsaxe

Questions and answers about FN FINANS ApS

Has FN FINANS ApS gone bankrupt?

No, FN FINANS ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of FN FINANS ApS?

Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the CEO of FN FINANS ApS?

Catharina Belina Frandsen is the CEO of FN FINANS ApS.

Who is the auditor of FN FINANS ApS?

FN FINANS ApS most recently used Beierholm.

When was FN FINANS ApS founded?

FN FINANS ApS was founded on 22 June 1984.

What is the equity of FN FINANS ApS?

Equity was DKK 2.0m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.