J.C. FINANS A/S

CVR 66491617 · Public limited company (A/S) · Active · Low risk

J.C. FINANS A/S is a Public limited company (A/S), founded on , based in Horsens. The company is registered in the industry anden finansiel formidling i.a.n.. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 33.5m and a net result of DKK -399k. CEO: Jan Carsten Løvbjerg.

Bankruptcy risk for J.C. FINANS A/S

0.0%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 6% of active Danish companies

Lowest riskHighest risk

Increases the risk

Time since new CEO2–5 yrs · bankruptcy rate 10.8%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×
Employees (latest year)2–5 · bankruptcy rate 10.3%1.2×

Reduces the risk

Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Company typeA/S · bankruptcy rate 4.4%0.50×
Equity ratio40%–60% · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
66491617
Status
Active
Company type
Public limited company (A/S)
Founded
(45 years)
Address
Høegh Guldbergs Gade 3C
8700 Horsens
Municipality
Horsens
Industry
Anden finansiel formidling i.a.n. (649990)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 500k
Employees
3 (2018)
Auditor
Beierholm Godkendt Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late0 of 31
Missing annual reportNo
Negative equityNo
Equity ratio49.0%
Current ratio4%
Moves (last 2 years)0
CEO changes in total7
CEO's previous bankruptcies0
Other companies at the address15
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
RevenueDKK 3.9mDKK 1.0m
Gross profitDKK 2.9mDKK 833k
Net profitDKK -399kDKK 119k
EquityDKK 33.5mDKK 33.9m
Total assetsDKK 68.4mDKK 70.1m
CashDKK 0–
Short-term debtDKK 8.4m–
Avg. employees2–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · Beierholm.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025107
1 Oct 2023 – 30 Sep 202459
1 Oct 2022 – 30 Sep 202366
1 Oct 2021 – 30 Sep 202253
1 Oct 2020 – 30 Sep 202149
1 Oct 2019 – 30 Sep 202050
1 Oct 2018 – 30 Sep 201946
1 Oct 2017 – 30 Sep 201840
1 Oct 2016 – 30 Sep 201761
1 Oct 2015 – 30 Sep 201655
1 Oct 2014 – 30 Sep 201558
1 Oct 2013 – 30 Sep 201459
1 Oct 2012 – 30 Sep 201346
1 Oct 2011 – 30 Sep 201279
1 Oct 2010 – 30 Sep 201162
1 Oct 2009 – 30 Sep 201048
1 Oct 2008 – 30 Sep 2009140
1 Oct 2007 – 30 Sep 2008114
1 Oct 2006 – 30 Sep 200793
1 Oct 2005 – 30 Sep 200675

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOJan Carsten LøvbjergCurrent
CEOCarsten Løvbjerg
CEOJan Carsten Løvbjerg
CEOKent Kragh
CEOJan Carsten Løvbjerg
CEOBerit Tofte Schou
BoardOliver LøvbjergCurrent
BoardJan Carsten LøvbjergCurrent
BoardPoul Balling SørensenCurrent
BoardOle Willy Mandrup Rasmussen
BoardPoul Jesper Andreasen
BoardErik Løvbjerg
BoardCarsten Løvbjerg
BoardPalle Jensen
BoardMorten Balling
BoardCarsten Clausen
BoardKent Kragh
BoardKim Lützner
BoardJan Carsten Løvbjerg
BoardEvan Herrig
BoardErik Berg Andersen
BoardErik Løvbjerg
BoardAllan Ammentorp Sørensen
BoardErik Warthoe Hansen
BoardJens Glavind
BoardBent Lygum Poder
BoardJohnny Midtgaard
BoardKim Lützner
BoardJann Due
BoardJohnny Midtgaard
BoardRegitze Løvbjerg
BoardKaren Margrethe Johansen
BoardJan Carsten Løvbjerg
BoardKaren Margrethe Johansen
BoardLars Langhoff
BoardJan Carsten Løvbjerg
BoardKaren Margrethe Johansen
BoardKaren Margrethe Johansen
Owner (100%)JORL HOLDING ApSCurrent
AuditorBeierholm Godkendt RevisionspartnerselskabCurrent
AuditorHans Peter Ernst Hersland
AuditorEY Godkendt Revisionspartnerselskab
AuditorEY Godkendt Revisionspartnerselskab

The CEOs' other companies

Jan Carsten Løvbjerg – 19 other companies

Carsten Løvbjerg – 22 other companies, of which 1 bankrupt

Kent Kragh – 22 other companies, of which 1 bankrupt

Address history (5 moves)

Høegh Guldbergs Gade 3C, 8700 Horsens
Høegh Guldbergs Gade 3C, 8700 Horsens
Rådhustorvet 11, 2. b, 8700 Horsens
Vejlevej 27, 8700 Horsens
Strandkærvej 5, 8700 Horsens
Satellitvej 3, 8700 Horsens

Employees per year

Number of employees at J.C. FINANS A/S per year362011: 520112012: 220122013: 120132014: 120142015: 220152016: 220162017: 620172018: 32018

Other companies at the same address

Similar companies in Horsens

Questions and answers about J.C. FINANS A/S

Has J.C. FINANS A/S gone bankrupt?

No, J.C. FINANS A/S is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of J.C. FINANS A/S?

Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the CEO of J.C. FINANS A/S?

Jan Carsten Løvbjerg is the CEO of J.C. FINANS A/S.

Who is the auditor of J.C. FINANS A/S?

J.C. FINANS A/S most recently used Beierholm Godkendt Revisionspartnerselskab.

When was J.C. FINANS A/S founded?

J.C. FINANS A/S was founded on 10 December 1980.

What is the equity of J.C. FINANS A/S?

Equity was DKK 33.5m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.