HOLBÆK KREDITSELSKAB ApS

CVR 51586212 · Private limited company (ApS) · Active · Low risk

HOLBÆK KREDITSELSKAB ApS is a Private limited company (ApS), founded on , based in Holbæk. The company is registered in the industry andre kreditselskabers aktiviteter. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 23.9m and a net result of DKK -4.1m. CEO: Ulla Susanne Schurmann Bindslev, Ole Bindslev.

Bankruptcy risk for HOLBÆK KREDITSELSKAB ApS

0.0%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 0% of active Danish companies

Lowest riskHighest risk

Increases the risk

Loss for the yearYes · bankruptcy rate 10.3%1.2×

Reduces the risk

Current ratio500%+ · bankruptcy rate 1.5%0.17×
Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
51586212
Status
Active
Company type
Private limited company (ApS)
Founded
(52 years)
Address
c/o U. Bendslev, Kærsangervej 100
4300 Holbæk
Municipality
Holbæk
Industry
Andre kreditselskabers aktiviteter (649230)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 290k
Employees
0 (2001)
Auditor
PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB
Audit opted out
No

Warning signs

Annual reports filed late0 of 31
Missing annual reportNo
Negative equityNo
Equity ratio99.8%
Current ratio65,557%
Moves (last 2 years)0
CEO changes in total4
CEO's previous bankruptcies0
Other companies at the address1
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK -44kDKK -38k
Net profitDKK -4.1mDKK -490k
EquityDKK 23.9mDKK 28.0m
Total assetsDKK 23.9mDKK 28.0m
CashDKK 2.6m–
Short-term debtDKK 37k–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Erklæring om udvidet gennemgang · PricewaterhouseCoopersStatsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 202534
1 Jan 2024 – 31 Dec 202477
1 Jan 2023 – 31 Dec 2023149
1 Jan 2022 – 31 Dec 2022151
1 Jan 2021 – 31 Dec 2021160
1 Jan 2020 – 31 Dec 2020118
1 Jan 2019 – 31 Dec 2019134
1 Jan 2018 – 31 Dec 2018149
1 Jan 2017 – 31 Dec 2017118
1 Jan 2016 – 31 Dec 2016143
1 Jan 2015 – 31 Dec 2015132
1 Jan 2014 – 31 Dec 201497
1 Jan 2013 – 31 Dec 2013144
1 Jan 2012 – 31 Dec 2012148
1 Jan 2011 – 31 Dec 2011150
1 Jan 2010 – 31 Dec 2010156
1 Jan 2009 – 31 Dec 2009153
1 Jan 2008 – 31 Dec 2008148
1 Jan 2007 – 31 Dec 2007161
1 Jan 2006 – 31 Dec 2006150

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOUlla Susanne Schurmann BindslevCurrent
CEOOle BindslevCurrent
CEOOle Bindslev
CEOBirgitte Schurmann Bindslev
BoardUlla Susanne Schurmann BindslevCurrent
BoardBirgitte Schurmann BindslevCurrent
BoardJan Christian Schurmann BindslevCurrent
BoardOle BindslevCurrent
BoardOle Bindslev
BoardVita Gudrun Madsen
Owner (10%)Jan Christian Schurmann BindslevCurrent
Owner (33%)Ole BindslevCurrent
Owner (33%)Ulla Susanne Schurmann BindslevCurrent
Owner (10%)Birgitte Schurmann BindslevCurrent
AuditorPRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKABCurrent
AuditorStatsaut. revisor Jørgen Ohlmann
AuditorPricewaterhouseCoopers, Statsautoriseret Revisionsinteressentskab
AuditorPRICEWATERHOUSECOOPERS SERVICES STATSAUTORISERET REVISIONSAKTIESELSKAB

The CEOs' other companies

Ulla Susanne Schurmann Bindslev – 3 other companies

Ole Bindslev – 4 other companies

Birgitte Schurmann Bindslev – 2 other companies

Address history (3 moves)

c/o U. Bendslev, Kærsangervej 100, 4300 Holbæk
c/o U. Bendslev, Kærsangervej 100, 4300 Holbæk
Smedelundsgade 21, 4300 Holbæk
Smedelundsgade 21, 4300 Holbæk

Employees per year

Number of employees at HOLBÆK KREDITSELSKAB ApS per year111997: 119971998: 119981999: 119992000: 120002001: 02001

Other companies at the same address

Similar companies in Holbæk

Questions and answers about HOLBÆK KREDITSELSKAB ApS

Has HOLBÆK KREDITSELSKAB ApS gone bankrupt?

No, HOLBÆK KREDITSELSKAB ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of HOLBÆK KREDITSELSKAB ApS?

Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the CEO of HOLBÆK KREDITSELSKAB ApS?

Ulla Susanne Schurmann Bindslev, Ole Bindslev are the CEOs of HOLBÆK KREDITSELSKAB ApS.

Who is the auditor of HOLBÆK KREDITSELSKAB ApS?

HOLBÆK KREDITSELSKAB ApS most recently used PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB.

When was HOLBÆK KREDITSELSKAB ApS founded?

HOLBÆK KREDITSELSKAB ApS was founded on 25 October 1974.

What is the equity of HOLBÆK KREDITSELSKAB ApS?

Equity was DKK 23.9m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.