PennyClub ApS

CVR 45365832 · Private limited company (ApS) · Active · High risk

PennyClub ApS is a Private limited company (ApS), founded on , based in Allinge. The company is registered in the industry detailhandel med tøj. Our model estimates a bankruptcy risk of 3.4% over the next 12 months, which is 2.4 times the average for Danish companies. 1 annual report has been published. The latest annual report (31 Dec 2025) shows equity of DKK 37k and a net result of DKK -3,024. CEO: Karl Emil Nielsen.

Bankruptcy risk for PennyClub ApS

3.4%
probability of bankruptcy within 12 months
High risk

2.4 × the average (1.41%) · higher risk than 88% of active Danish companies

Lowest riskHighest risk

Increases the risk

Age (years)1 yrs · bankruptcy rate 21.6%2.5×
Published annual reports1 · bankruptcy rate 18.7%2.1×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Time since new CEO1 yrs · bankruptcy rate 16.2%1.8×
Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×

Reduces the risk

Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Current ratio200%–500% · bankruptcy rate 3.4%0.39×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Return on assets-20%–0% · bankruptcy rate 6.2%0.70×
Qualification / emphasis of matterNo · bankruptcy rate 7.1%0.80×
Missed filing deadlines0 · bankruptcy rate 7.1%0.81×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
45365832
Status
Active
Company type
Private limited company (ApS)
Founded
(1 years)
Address
c/o Anton Tjelum Saxtrup, Kirkegade 7, st.
3770 Allinge
Municipality
Bornholms Regionskommune
Industry
Detailhandel med tøj (477110)
Bankruptcies in the industry: Tøjforretninger
Share capital
DKK 40k
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 1
Missing annual reportNo
Negative equityNo
Equity ratio78.9%
Current ratio380%
Moves (last 2 years)1
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address0
Going-concern uncertaintyYes

Financials and key figures

Financial year2025
Gross profitDKK -3,236
Net profitDKK -3,024
EquityDKK 37k
Total assetsDKK 47k
CashDKK 8,787
Short-term debtDKK 9,872
Avg. employees0

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
21 Jan 2025 – 31 Dec 2025181

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOKarl Emil NielsenCurrent
Owner (50%)Anton Tjelum SaxtrupCurrent
Owner (50%)Karl Emil NielsenCurrent
FounderAnton Tjelum SaxtrupCurrent
FounderKarl Emil NielsenCurrent

Address history (1 moves)

c/o Anton Tjelum Saxtrup, Kirkegade 7, st., 3770 Allinge
Nordre Borrelyngvej 36, 3770 Allinge

Similar companies in Bornholms Regionskommune

Questions and answers about PennyClub ApS

Has PennyClub ApS gone bankrupt?

No, PennyClub ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of PennyClub ApS?

Our model estimates a bankruptcy risk of 3.4% over the next 12 months (high risk), which is 2.4 times the average for Danish companies.

Who is the CEO of PennyClub ApS?

Karl Emil Nielsen is the CEO of PennyClub ApS.

When was PennyClub ApS founded?

PennyClub ApS was founded on 21 January 2025.

What is the equity of PennyClub ApS?

Equity was DKK 37k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.