WILOVI ApS

CVR 45331121 · Private limited company (ApS) · Active · Medium risk

WILOVI ApS is a Private limited company (ApS), founded on , based in København Ø. The company is registered in the industry detailhandel med ure og smykker. Our model estimates a bankruptcy risk of 2.6% over the next 12 months, which is 1.9 times the average for Danish companies. 1 annual report has been published. The latest annual report (31 Dec 2025) shows equity of DKK -27k and a net result of DKK -67k. CEO: Marina Rugaard-Lunde.

Bankruptcy risk for WILOVI ApS

2.6%
probability of bankruptcy within 12 months
Medium risk

1.9 × the average (1.41%) · higher risk than 86% of active Danish companies

Lowest riskHighest risk

Increases the risk

Age (years)1 yrs · bankruptcy rate 21.6%2.5×
Equity ratio< -50% · bankruptcy rate 19.3%2.2×
Published annual reports1 · bankruptcy rate 18.7%2.1×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Return on assets< -20% · bankruptcy rate 16.7%1.9×
Time since new CEO1 yrs · bankruptcy rate 16.2%1.8×
Time at current address1 yrs · bankruptcy rate 14.0%1.6×

Reduces the risk

Current ratio500%+ · bankruptcy rate 1.5%0.17×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×
Qualification / emphasis of matterNo · bankruptcy rate 7.1%0.80×
Missed filing deadlines0 · bankruptcy rate 7.1%0.81×
CEO's other companies1 · bankruptcy rate 7.3%0.83×
Moves in the last 2 years0 · bankruptcy rate 7.4%0.84×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
45331121
Status
Active
Company type
Private limited company (ApS)
Founded
(1 years)
Address
c/o Louis Rugaard-Lunde, Strynøgade 1, 3. th
2100 København Ø
Municipality
København
Industry
Detailhandel med ure og smykker (477700)
Bankruptcies in the industry: Tøjforretninger
Share capital
DKK 40k
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 1
Missing annual reportNo
Negative equityYes
Equity ratio-273.7%
Current ratio818%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address5
Going-concern uncertaintyNo

Financials and key figures

Financial year2025
Gross profitDKK -67k
Net profitDKK -67k
EquityDKK -27k
Total assetsDKK 9,959
CashDKK 9,959
Short-term debtDKK 1,218
Avg. employees0

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
14 Jan 2025 – 31 Dec 2025180

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOMarina Rugaard-LundeCurrent
Owner (50%)Marina Rugaard-LundeCurrent
Owner (50%)Emma Viola Rugaard-LundeCurrent
Owner (100%)WILOVI HOLDING ApS
FounderWILOVI HOLDING ApSCurrent

The CEOs' other companies

Marina Rugaard-Lunde – 2 other companies, of which 1 bankrupt

Address history (0 moves)

c/o Louis Rugaard-Lunde, Strynøgade 1, 3. th, 2100 København Ø

Other companies at the same address

Similar companies in København

Questions and answers about WILOVI ApS

Has WILOVI ApS gone bankrupt?

No, WILOVI ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of WILOVI ApS?

Our model estimates a bankruptcy risk of 2.6% over the next 12 months (medium risk), which is 1.9 times the average for Danish companies.

Who is the CEO of WILOVI ApS?

Marina Rugaard-Lunde is the CEO of WILOVI ApS.

When was WILOVI ApS founded?

WILOVI ApS was founded on 14 January 2025.

What is the equity of WILOVI ApS?

Equity was DKK -27k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.