Lumgaard Invest ApS

CVR 45209946 · Private limited company (ApS) · Active · Very high risk

Lumgaard Invest ApS is a Private limited company (ApS), founded on , based in Søborg. The company is registered in the industry investering for egen regning. Our model estimates a bankruptcy risk of 11.5% over the next 12 months, which is 8.2 times the average for Danish companies. 1 annual report has been published. The latest annual report (31 Dec 2025) shows equity of DKK -47k and a net result of DKK -87k. CEO: Raymond Sean Lumsden.

Bankruptcy risk for Lumgaard Invest ApS

11.5%
probability of bankruptcy within 12 months
Very high risk

8.2 × the average (1.41%) · higher risk than 97% of active Danish companies

Lowest riskHighest risk

Increases the risk

Reporting classReporting class B, mikrovirksomhed · bankruptcy rate 23.5%2.7×
Age (years)1 yrs · bankruptcy rate 21.6%2.5×
Published annual reports1 · bankruptcy rate 18.7%2.1×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Time since new CEO1 yrs · bankruptcy rate 16.2%1.8×
CEO's previous bankruptcies1 · bankruptcy rate 14.2%1.6×
Time at current address1 yrs · bankruptcy rate 14.0%1.6×

Reduces the risk

Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×
Industry changes1 · bankruptcy rate 6.5%0.74×
Qualification / emphasis of matterNo · bankruptcy rate 7.1%0.80×
Missed filing deadlines0 · bankruptcy rate 7.1%0.81×
Moves in the last 2 years0 · bankruptcy rate 7.4%0.84×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
45209946
Status
Active
Company type
Private limited company (ApS)
Founded
(1 years)
Address
Klausdalsbrovej 26, st. th
2860 Søborg
Municipality
Gladsaxe
Industry
Investering for egen regning (649910)
Bankruptcies in the industry: Tøjforretninger
Share capital
DKK 40k
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 1
Missing annual reportNo
Negative equityYes
Equity ratio–
Current ratio0%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies1
Other companies at the address2
Going-concern uncertaintyNo

Financials and key figures

Financial year2025
Gross profitDKK -80k
Net profitDKK -87k
EquityDKK -47k
Total assetsDKK 0
CashDKK 0
Short-term debtDKK 47k
Tax owedDKK 0

Latest annual report: Reporting class B, mikrovirksomhed · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
13 Nov 2024 – 31 Dec 202534

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEORaymond Sean LumsdenCurrent
Owner (100%)Lumsden Holding ApSCurrent
FounderLumsden Holding ApSCurrent

The CEOs' other companies

Raymond Sean Lumsden – 2 other companies, of which 1 bankrupt

Address history (0 moves)

Klausdalsbrovej 26, st. th, 2860 Søborg

Former names

Lumgaard Invest ApS – now
Lumgaard Smykker ApS –

Other companies at the same address

Similar companies in Gladsaxe

Questions and answers about Lumgaard Invest ApS

Has Lumgaard Invest ApS gone bankrupt?

No, Lumgaard Invest ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Lumgaard Invest ApS?

Our model estimates a bankruptcy risk of 11.5% over the next 12 months (very high risk), which is 8.2 times the average for Danish companies.

Who is the CEO of Lumgaard Invest ApS?

Raymond Sean Lumsden is the CEO of Lumgaard Invest ApS.

When was Lumgaard Invest ApS founded?

Lumgaard Invest ApS was founded on 13 November 2024.

What is the equity of Lumgaard Invest ApS?

Equity was DKK -47k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.