Fokus Forsikring ApS

CVR 45104443 · Private limited company (ApS) · Active · Medium risk

Fokus Forsikring ApS is a Private limited company (ApS), founded on , based in Hobro. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 1.4% over the next 12 months, which is 1.0 times the average for Danish companies. 1 annual report has been published. The latest annual report (30 Jun 2025) shows equity of DKK -27k and a net result of DKK -67k. CEO: Lotte Olsen.

Bankruptcy risk for Fokus Forsikring ApS

1.4%
probability of bankruptcy within 12 months
Medium risk

1.0 × the average (1.41%) · higher risk than 75% of active Danish companies

Lowest riskHighest risk

Increases the risk

Age (years)2 yrs · bankruptcy rate 18.9%2.1×
Published annual reports1 · bankruptcy rate 18.7%2.1×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Return on assets< -20% · bankruptcy rate 16.7%1.9×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Equity ratio-50%–0% · bankruptcy rate 14.8%1.7×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×

Reduces the risk

Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
RegionNordjylland · bankruptcy rate 6.5%0.74×
Industry changes1 · bankruptcy rate 6.5%0.74×
Qualification / emphasis of matterNo · bankruptcy rate 7.1%0.80×
Missed filing deadlines0 · bankruptcy rate 7.1%0.81×
Moves in the last 2 years0 · bankruptcy rate 7.4%0.84×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
45104443
Status
Active
Company type
Private limited company (ApS)
Founded
(2 years)
Address
Enghavevej 19
9500 Hobro
Municipality
Mariagerfjord
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Virksomhedsrådgivning og anden rådgivning om driftsledelse
Share capital
DKK 40k
Auditor
RN - Revision Nordjylland ApS
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 1
Missing annual reportNo
Negative equityYes
Equity ratio-43.1%
Current ratio70%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address2
Going-concern uncertaintyYes

Financials and key figures

Financial year20252024
Gross profitDKK -11kDKK 0
Net profitDKK -67kDKK 0
EquityDKK -27kDKK 0
Total assetsDKK 63kDKK 0
CashDKK 3,802–
Short-term debtDKK 90k–
Avg. employees1–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · RN - Revision Nordjylland ApS.

Filed annual reports

Reporting periodPublishedDays after period end
27 Sep 2024 – 30 Jun 2025133

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOLotte OlsenCurrent
Owner (100%)Fokus Rådgivning ApSCurrent
FounderPoul FabriciusCurrent

Address history (0 moves)

Enghavevej 19, 9500 Hobro

Former names

Fokus Forsikring ApS – now
Konsulenthuset Fokus ApS –

Other companies at the same address

Similar companies in Mariagerfjord

Questions and answers about Fokus Forsikring ApS

Has Fokus Forsikring ApS gone bankrupt?

No, Fokus Forsikring ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Fokus Forsikring ApS?

Our model estimates a bankruptcy risk of 1.4% over the next 12 months (medium risk), which is 1.0 times the average for Danish companies.

Who is the CEO of Fokus Forsikring ApS?

Lotte Olsen is the CEO of Fokus Forsikring ApS.

Who is the auditor of Fokus Forsikring ApS?

Fokus Forsikring ApS most recently used RN - Revision Nordjylland ApS.

When was Fokus Forsikring ApS founded?

Fokus Forsikring ApS was founded on 27 September 2024.

What is the equity of Fokus Forsikring ApS?

Equity was DKK -27k according to the annual report for the period ending 30 June 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.