Refinans ApS
CVR 45087379 · Private limited company (ApS) · Active · Very high risk
Refinans ApS is a Private limited company (ApS), founded on , based in Hedehusene. The company is registered in the industry formueforvaltning. Our model estimates a bankruptcy risk of 28.7% over the next 12 months, which is 20.4 times the average for Danish companies. 1 annual report has been published. The latest annual report (31 Dec 2025) shows equity of DKK 0 and a net result of DKK 0.
Bankruptcy risk for Refinans ApS
20.4 × the average (1.41%) · higher risk than 100% of active Danish companies
Increases the risk
Reduces the risk
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 45087379
- Status
- Active
- Company type
- Private limited company (ApS)
- Founded
- (2 years)
- Address
- Stendraget 10, 2. 4
2640 Hedehusene - Municipality
- Høje-Taastrup
- Industry
- Formueforvaltning (663000)
Bankruptcies in the industry: Konsulentbistand vedrørende informationsteknologi - Share capital
- DKK 40k
- Audit opted out
- Yes
Warning signs
| Annual reports filed late | 0 of 1 |
| Missing annual report | No |
| Negative equity | No |
| Equity ratio | – |
| Current ratio | – |
| Moves (last 2 years) | 1 |
| CEO changes in total | 0 |
| CEO's previous bankruptcies | 0 |
| Other companies at the address | 3 |
| Going-concern uncertainty | No |
Financials and key figures
| Financial year | 2025 |
|---|---|
| Gross profit | DKK 0 |
| Net profit | DKK 0 |
| Equity | DKK 0 |
| Total assets | DKK 0 |
| Cash | DKK 0 |
| Short-term debt | DKK 0 |
| Tax owed | DKK 0 |
Latest annual report: Reporting class B, mikrovirksomhed · auditor's statement: No assurance.
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 16 Sep 2024 – 31 Dec 2025 | 145 |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| Owner (100%) | Joshua Emil Etherington | Current | |
| Owner (10%) | Sky Jonas Etherington | Current | |
| Founder | Joshua Emil Etherington | Current |
Address history (1 moves)
| Stendraget 10, 2. 4, 2640 Hedehusene | |
| Klokkervej 99, 4000 Roskilde |
Former names
| Refinans ApS | – now |
| Monii konto ApS | – |
| NorthStar Banking ApS | – |
Other companies at the same address
- Luxultra Services Holding ApS Active
- Veluss services ApS Active
- Zently ApS Active
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Questions and answers about Refinans ApS
Has Refinans ApS gone bankrupt?
No, Refinans ApS is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of Refinans ApS?
Our model estimates a bankruptcy risk of 28.7% over the next 12 months (very high risk), which is 20.4 times the average for Danish companies.
When was Refinans ApS founded?
Refinans ApS was founded on 16 September 2024.
What is the equity of Refinans ApS?
Equity was DKK 0 according to the annual report for the period ending 31 December 2025.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.