Toby Finance ApS

CVR 44954575 · Private limited company (ApS) · Active · Low risk

Toby Finance ApS is a Private limited company (ApS), founded on , based in Køge. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 0.5% over the next 12 months, which is 0.4 times the average for Danish companies. 2 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 14k and a net result of DKK -16k. CEO: Tobias Rasmussen.

Bankruptcy risk for Toby Finance ApS

0.5%
probability of bankruptcy within 12 months
Low risk

0.4 × the average (1.41%) · higher risk than 59% of active Danish companies

Lowest riskHighest risk

Increases the risk

Age (years)2 yrs · bankruptcy rate 18.9%2.1×
Published annual reports2 · bankruptcy rate 16.7%1.9×
Return on assets< -20% · bankruptcy rate 16.7%1.9×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Current ratio50%–100% · bankruptcy rate 11.7%1.3×
Equity vs. share capital0–0.5× · bankruptcy rate 11.1%1.3×
Time since new CEO2–5 yrs · bankruptcy rate 10.8%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×

Reduces the risk

Equity ratio40%–60% · bankruptcy rate 4.6%0.52×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×
Qualification / emphasis of matterNo · bankruptcy rate 7.1%0.80×
Missed filing deadlines0 · bankruptcy rate 7.1%0.81×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
44954575
Status
Active
Company type
Private limited company (ApS)
Founded
(2 years)
Address
Boholtevej 67, 2. tv
4600 Køge
Municipality
Køge
Industry
Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 40k
Auditor
BDO Statsautoriseret Revisionspartnerselskab
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 2
Missing annual reportNo
Negative equityNo
Equity ratio48.6%
Current ratio63%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address1
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK -8,625DKK -9,997
Net profitDKK -16kDKK -10k
EquityDKK 14kDKK 30k
Total assetsDKK 30kDKK 35k
CashDKK 9,665–
Short-term debtDKK 15k–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · BDO Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025166
9 Jul 2024 – 31 Dec 2024178

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOTobias RasmussenCurrent
Owner (100%)Tobias RasmussenCurrent
FounderTobias RasmussenCurrent

The CEOs' other companies

Tobias Rasmussen – 1 other companies

Address history (0 moves)

Boholtevej 67, 2. tv, 4600 Køge

Other companies at the same address

Similar companies in Køge

Questions and answers about Toby Finance ApS

Has Toby Finance ApS gone bankrupt?

No, Toby Finance ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Toby Finance ApS?

Our model estimates a bankruptcy risk of 0.5% over the next 12 months (low risk), which is 0.4 times the average for Danish companies.

Who is the CEO of Toby Finance ApS?

Tobias Rasmussen is the CEO of Toby Finance ApS.

Who is the auditor of Toby Finance ApS?

Toby Finance ApS most recently used BDO Statsautoriseret Revisionspartnerselskab.

When was Toby Finance ApS founded?

Toby Finance ApS was founded on 9 July 2024.

What is the equity of Toby Finance ApS?

Equity was DKK 14k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.