Saving Investment ApS

CVR 44901404 · Private limited company (ApS) · Active · Low risk

Saving Investment ApS is a Private limited company (ApS), founded on , based in Nørresundby. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.1 times the average for Danish companies. 2 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 1.5m and a net result of DKK -193k. CEO: Umer Ejaz.

Bankruptcy risk for Saving Investment ApS

0.1%
probability of bankruptcy within 12 months
Low risk

0.1 × the average (1.41%) · higher risk than 38% of active Danish companies

Lowest riskHighest risk

Increases the risk

Age (years)2 yrs · bankruptcy rate 18.9%2.1×
Published annual reports2 · bankruptcy rate 16.7%1.9×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Time since new CEO2–5 yrs · bankruptcy rate 10.8%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×

Reduces the risk

Current ratio500%+ · bankruptcy rate 1.5%0.17×
Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Return on assets-20%–0% · bankruptcy rate 6.2%0.70×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
44901404
Status
Active
Company type
Private limited company (ApS)
Founded
(2 years)
Address
Carl Klitgaards Vej 35, 3. th
9400 Nørresundby
Municipality
Aalborg
Industry
Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 50k
Auditor
Deloitte Statsautoriseret Revisionspartnerselskab
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 2
Missing annual reportNo
Negative equityNo
Equity ratio99.3%
Current ratio14,813%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address1
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK -14kDKK -10k
Net profitDKK -193kDKK -22k
EquityDKK 1.5mDKK 1.7m
Total assetsDKK 1.5mDKK 1.7m
CashDKK 836kDKK 1.3m
Short-term debtDKK 10kDKK 10k
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Deloitte Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025180
1 Jan 2024 – 31 Dec 2024169

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOUmer EjazCurrent
Owner (100%)Umer EjazCurrent

The CEOs' other companies

Umer Ejaz – 3 other companies

Address history (0 moves)

Carl Klitgaards Vej 35, 3. th, 9400 Nørresundby

Other companies at the same address

Similar companies in Aalborg

Questions and answers about Saving Investment ApS

Has Saving Investment ApS gone bankrupt?

No, Saving Investment ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Saving Investment ApS?

Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.1 times the average for Danish companies.

Who is the CEO of Saving Investment ApS?

Umer Ejaz is the CEO of Saving Investment ApS.

Who is the auditor of Saving Investment ApS?

Saving Investment ApS most recently used Deloitte Statsautoriseret Revisionspartnerselskab.

When was Saving Investment ApS founded?

Saving Investment ApS was founded on 6 June 2024.

What is the equity of Saving Investment ApS?

Equity was DKK 1.5m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.