SIP OF LIFE ApS

CVR 44874741 · Private limited company (ApS) · Active · Medium risk

SIP OF LIFE ApS is a Private limited company (ApS), founded on , based in Horsens. The company is registered in the industry detailhandel med informations- og kommunikationsudstyr. Our model estimates a bankruptcy risk of 2.3% over the next 12 months, which is 1.6 times the average for Danish companies. 1 annual report has been published. The latest annual report (30 Sep 2025) shows equity of DKK -35k and a net result of DKK -75k. CEO: Sarah Kroer Ochoa.

Bankruptcy risk for SIP OF LIFE ApS

2.3%
probability of bankruptcy within 12 months
Medium risk

1.6 × the average (1.41%) · higher risk than 84% of active Danish companies

Lowest riskHighest risk

Increases the risk

Reporting classReporting class B, mikrovirksomhed · bankruptcy rate 23.5%2.7×
Age (years)2 yrs · bankruptcy rate 18.9%2.1×
Published annual reports1 · bankruptcy rate 18.7%2.1×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Return on assets< -20% · bankruptcy rate 16.7%1.9×
Equity ratio-50%–0% · bankruptcy rate 14.8%1.7×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×

Reduces the risk

Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×
RegionMidtjylland · bankruptcy rate 6.9%0.79×
Qualification / emphasis of matterNo · bankruptcy rate 7.1%0.80×
Missed filing deadlines0 · bankruptcy rate 7.1%0.81×
CEO's other companies1 · bankruptcy rate 7.3%0.83×
Moves in the last 2 years0 · bankruptcy rate 7.4%0.84×
Other companies at the same address1 · bankruptcy rate 7.6%0.86×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
44874741
Status
Active
Company type
Private limited company (ApS)
Founded
(2 years)
Address
Stensballe Strandvej 179
8700 Horsens
Municipality
Horsens
Industry
Detailhandel med informations- og kommunikationsudstyr (474000)
Bankruptcies in the industry: Tøjforretninger
Share capital
DKK 40k
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 1
Missing annual reportNo
Negative equityYes
Equity ratio-33.1%
Current ratio75%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address1
Going-concern uncertaintyNo

Financials and key figures

Financial year2025
Gross profitDKK -75k
Net profitDKK -75k
EquityDKK -35k
Total assetsDKK 104k
CashDKK 27k
Short-term debtDKK 139k

Latest annual report: Reporting class B, mikrovirksomhed · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
4 Jun 2024 – 30 Sep 2025133

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOSarah Kroer OchoaCurrent
Owner (100%)Kroer Bie Holding ApSCurrent
FounderKroer Bie Holding ApSCurrent

The CEOs' other companies

Sarah Kroer Ochoa – 1 other companies

Address history (0 moves)

Stensballe Strandvej 179, 8700 Horsens

Other companies at the same address

Similar companies in Horsens

Questions and answers about SIP OF LIFE ApS

Has SIP OF LIFE ApS gone bankrupt?

No, SIP OF LIFE ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of SIP OF LIFE ApS?

Our model estimates a bankruptcy risk of 2.3% over the next 12 months (medium risk), which is 1.6 times the average for Danish companies.

Who is the CEO of SIP OF LIFE ApS?

Sarah Kroer Ochoa is the CEO of SIP OF LIFE ApS.

When was SIP OF LIFE ApS founded?

SIP OF LIFE ApS was founded on 4 June 2024.

What is the equity of SIP OF LIFE ApS?

Equity was DKK -35k according to the annual report for the period ending 30 September 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.