Penning Financial Services ApS

CVR 44645971 · Private limited company (ApS) · Active · Low risk

Penning Financial Services ApS is a Private limited company (ApS), founded on , based in Vanløse. The company is registered in the industry værdipapir- og varemægling. Our model estimates a bankruptcy risk of 0.5% over the next 12 months, which is 0.4 times the average for Danish companies. 2 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Mar 2026) shows equity of DKK 1.7m and a net result of DKK 1.7m.

Bankruptcy risk for Penning Financial Services ApS

0.5%
probability of bankruptcy within 12 months
Low risk

0.4 × the average (1.41%) · higher risk than 60% of active Danish companies

Lowest riskHighest risk

Increases the risk

Moves in the last 2 years3+ · bankruptcy rate 41.0%4.7×
Age (years)2 yrs · bankruptcy rate 18.9%2.1×
Published annual reports2 · bankruptcy rate 16.7%1.9×
Time at current address0.5–1 yrs · bankruptcy rate 16.5%1.9×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Website registeredYes · bankruptcy rate 12.0%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Current ratio200%–500% · bankruptcy rate 3.4%0.39×
Return on assets15%+ · bankruptcy rate 5.1%0.58×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
44645971
Status
Active
Company type
Private limited company (ApS)
Founded
(2 years)
Address
Frederiksgårds Allé 16A, st. th
2720 Vanløse
Municipality
København
Industry
Værdipapir- og varemægling (661200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 40k
Auditor
Slebo Revision, Statsautoriseret Revisionsanpartsselskab
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 2
Missing annual reportNo
Negative equityNo
Equity ratio67.8%
Current ratio311%
Moves (last 2 years)3
CEO changes in total1
CEO's previous bankruptcies0
Other companies at the address3
Going-concern uncertaintyNo

Financials and key figures

Financial year20262025
Gross profitDKK 255kDKK -50k
Net profitDKK 1.7mDKK -50k
EquityDKK 1.7mDKK -9,981
Total assetsDKK 2.5mDKK 23k
CashDKK 22kDKK 23k
Short-term debtDKK 811kDKK 33k
Tax owedDKK 483k–
Avg. employees10

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Slebo Revision, Statsautoriseret Revisionsanpartsselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Apr 2025 – 31 Mar 2026184 Late
15 Feb 2024 – 31 Mar 2025168

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOHasan Surtiwala
BoardHasan SurtiwalaCurrent
BoardMartin Josva Hebsgaard JessenCurrent
BoardTobias HeitmannCurrent
BoardJimmie Hansen Steinbeck
Owner (100%)Penning Group ApSCurrent
FounderPenning Group ApSCurrent

The CEOs' other companies

Hasan Surtiwala – 6 other companies, of which 2 bankrupt

Address history (3 moves)

Frederiksgårds Allé 16A, st. th, 2720 Vanløse
Hauser Plads 20, 1127 København K
Frederiksgårds Allé 16A, st. th, 2720 Vanløse
c/o ARYZE, Vester Voldgade 7B, 1552 København V

Other companies at the same address

Similar companies in København

Questions and answers about Penning Financial Services ApS

Has Penning Financial Services ApS gone bankrupt?

No, Penning Financial Services ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Penning Financial Services ApS?

Our model estimates a bankruptcy risk of 0.5% over the next 12 months (low risk), which is 0.4 times the average for Danish companies.

Who is the auditor of Penning Financial Services ApS?

Penning Financial Services ApS most recently used Slebo Revision, Statsautoriseret Revisionsanpartsselskab.

When was Penning Financial Services ApS founded?

Penning Financial Services ApS was founded on 15 February 2024.

What is the equity of Penning Financial Services ApS?

Equity was DKK 1.7m according to the annual report for the period ending 31 March 2026.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.