Isa og Ray ApS

CVR 44411563 · Private limited company (ApS) · Active · Medium risk

Isa og Ray ApS is a Private limited company (ApS), founded on , based in Gedved. The company is registered in the industry detailhandel med baby- og børnetøj. Our model estimates a bankruptcy risk of 1.8% over the next 12 months, which is 1.3 times the average for Danish companies. 2 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 681k and a net result of DKK 611k. CEO: Isabella Lovmand Marcussen.

Bankruptcy risk for Isa og Ray ApS

1.8%
probability of bankruptcy within 12 months
Medium risk

1.3 × the average (1.41%) · higher risk than 81% of active Danish companies

Lowest riskHighest risk

Increases the risk

Age (years)2 yrs · bankruptcy rate 18.9%2.1×
Published annual reports2 · bankruptcy rate 16.7%1.9×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
CEO's other companies0 · bankruptcy rate 10.9%1.2×
Time since new CEO2–5 yrs · bankruptcy rate 10.8%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Current ratio200%–500% · bankruptcy rate 3.4%0.39×
Return on assets15%+ · bankruptcy rate 5.1%0.58×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
44411563
Status
Active
Company type
Private limited company (ApS)
Founded
(2 years)
Address
Egevej 4
8751 Gedved
Municipality
Horsens
Industry
Detailhandel med baby- og børnetøj (477120)
Bankruptcies in the industry: Tøjforretninger
Share capital
DKK 40k
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 2
Missing annual reportNo
Negative equityNo
Equity ratio76.9%
Current ratio433%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address3
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 1.0mDKK 37k
Net profitDKK 611kDKK 29k
EquityDKK 681kDKK 69k
Total assetsDKK 885kDKK 77k
CashDKK 692kDKK 45k
Short-term debtDKK 204kDKK 8,228
Tax owedDKK 177kDKK 8,228
Avg. employees1–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025181
5 Nov 2023 – 31 Dec 202498

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOIsabella Lovmand MarcussenCurrent
Owner (50%)Isabella Lovmand MarcussenCurrent
Owner (50%)Raymond Jeremiah MsengaCurrent
Owner (100%)Isabella Lovmand Marcussen
FounderIsabella Lovmand MarcussenCurrent

Address history (0 moves)

Egevej 4, 8751 Gedved

Former names

Isa og Ray ApS – now
Isabella Marcussen ApS –

Other companies at the same address

Similar companies in Horsens

Questions and answers about Isa og Ray ApS

Has Isa og Ray ApS gone bankrupt?

No, Isa og Ray ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Isa og Ray ApS?

Our model estimates a bankruptcy risk of 1.8% over the next 12 months (medium risk), which is 1.3 times the average for Danish companies.

Who is the CEO of Isa og Ray ApS?

Isabella Lovmand Marcussen is the CEO of Isa og Ray ApS.

When was Isa og Ray ApS founded?

Isa og Ray ApS was founded on 5 November 2023.

What is the equity of Isa og Ray ApS?

Equity was DKK 681k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.