PBA Finans ApS

CVR 44102978 · Private limited company (ApS) · Active · Low risk

PBA Finans ApS is a Private limited company (ApS), founded on , based in Nykøbing M. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 2 annual reports have been published. The latest annual report (30 Sep 2025) shows equity of DKK 577k and a net result of DKK 324k. CEO: Philip Harald Bak Attermann.

Bankruptcy risk for PBA Finans ApS

0.0%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 18% of active Danish companies

Lowest riskHighest risk

Increases the risk

Published annual reports2 · bankruptcy rate 16.7%1.9×
Age (years)3–5 yrs · bankruptcy rate 13.3%1.5×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Time since new CEO2–5 yrs · bankruptcy rate 10.8%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Return on assets15%+ · bankruptcy rate 5.1%0.58×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
44102978
Status
Active
Company type
Private limited company (ApS)
Founded
(3 years)
Address
c/o Philip Harald B Attermann, Fredsøvej 10
7900 Nykøbing M
Municipality
Morsø
Industry
Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 40k
Auditor
RSM Danmark, Statsautoriseret Revisionspartnerselskab
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 2
Missing annual reportNo
Negative equityNo
Equity ratio93.8%
Current ratio17%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address2
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK -10kDKK -11k
Net profitDKK 324kDKK 213k
EquityDKK 577kDKK 253k
Total assetsDKK 615kDKK 281k
CashDKK 6,589–
Short-term debtDKK 38k–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · RSM Danmark, Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Oct 2024 – 30 Sep 202569
6 Jun 2023 – 30 Sep 202435

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOPhilip Harald Bak AttermannCurrent
Owner (100%)Philip Harald Bak AttermannCurrent
FounderPhilip Harald Bak AttermannCurrent

The CEOs' other companies

Philip Harald Bak Attermann – 2 other companies

Address history (0 moves)

c/o Philip Harald B Attermann, Fredsøvej 10, 7900 Nykøbing M

Other companies at the same address

Similar companies in Morsø

Questions and answers about PBA Finans ApS

Has PBA Finans ApS gone bankrupt?

No, PBA Finans ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of PBA Finans ApS?

Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the CEO of PBA Finans ApS?

Philip Harald Bak Attermann is the CEO of PBA Finans ApS.

Who is the auditor of PBA Finans ApS?

PBA Finans ApS most recently used RSM Danmark, Statsautoriseret Revisionspartnerselskab.

When was PBA Finans ApS founded?

PBA Finans ApS was founded on 6 June 2023.

What is the equity of PBA Finans ApS?

Equity was DKK 577k according to the annual report for the period ending 30 September 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.