ML Finans ApS

CVR 43997890 · Private limited company (ApS) · Active · Low risk

ML Finans ApS is a Private limited company (ApS), founded on , based in Kolding. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.1 times the average for Danish companies. 3 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 9.6m and a net result of DKK 663k.

Bankruptcy risk for ML Finans ApS

0.1%
probability of bankruptcy within 12 months
Low risk

0.1 × the average (1.41%) · higher risk than 38% of active Danish companies

Lowest riskHighest risk

Increases the risk

Age (years)3–5 yrs · bankruptcy rate 13.3%1.5×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
CEOs in total (historical)0 · bankruptcy rate 12.4%1.4×
Published annual reports3–5 · bankruptcy rate 11.7%1.3×
CEO's other companies0 · bankruptcy rate 10.9%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Return on assets0%–5% · bankruptcy rate 5.8%0.66×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
43997890
Status
Active
Company type
Private limited company (ApS)
Founded
(3 years)
Address
Olgas Alle 4
6000 Kolding
Municipality
Kolding
Industry
Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 40k
Auditor
Martinsen, Statsautoriseret Revisionspartnerselskab
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 3
Missing annual reportNo
Negative equityNo
Equity ratio70.4%
Current ratio31%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address38
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK -8,563DKK -8,338
Net profitDKK 663kDKK 1.1m
EquityDKK 9.6mDKK 9.0m
Total assetsDKK 13.7mDKK 12.9m
CashDKK 1,724–
Short-term debtDKK 4.0m–
Tax owedDKK 51k–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Martinsen, Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 202583
1 Jan 2024 – 31 Dec 202499
20 Apr 2023 – 31 Dec 2023136

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
Owner (100%)Michael Møller LundCurrent
FounderMichael Møller LundCurrent

Address history (0 moves)

Olgas Alle 4, 6000 Kolding

Other companies at the same address

Similar companies in Kolding

Questions and answers about ML Finans ApS

Has ML Finans ApS gone bankrupt?

No, ML Finans ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of ML Finans ApS?

Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.1 times the average for Danish companies.

Who is the auditor of ML Finans ApS?

ML Finans ApS most recently used Martinsen, Statsautoriseret Revisionspartnerselskab.

When was ML Finans ApS founded?

ML Finans ApS was founded on 20 April 2023.

What is the equity of ML Finans ApS?

Equity was DKK 9.6m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.