SmartFinance Holding ApS
CVR 43842609 · Private limited company (ApS) · Active · Low risk
SmartFinance Holding ApS is a Private limited company (ApS), founded on , based in Charlottenlund. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 3 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 91.1m and a net result of DKK 41k.
Bankruptcy risk for SmartFinance Holding ApS
0.0 × the average (1.41%) · higher risk than 15% of active Danish companies
Increases the risk
Reduces the risk
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 43842609
- Status
- Active
- Company type
- Private limited company (ApS)
- Founded
- (3 years)
- Address
- c/o Mads Aarup Pedersen, Mosehøjvej 6C
2920 Charlottenlund - Municipality
- Gentofte
- Industry
- Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber - Share capital
- DKK 41k
- Auditor
- ROBÆK Statsautoriseret Revisionsaktieselskab
- Audit opted out
- No
Warning signs
| Annual reports filed late | 0 of 3 |
| Missing annual report | No |
| Negative equity | No |
| Equity ratio | 100.0% |
| Current ratio | 40,688% |
| Moves (last 2 years) | 0 |
| CEO changes in total | 0 |
| CEO's previous bankruptcies | 0 |
| Other companies at the address | 3 |
| Going-concern uncertainty | No |
Financials and key figures
| Financial year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Gross profit | DKK -26k | DKK -10k | DKK -2,871 |
| Net profit | DKK 41k | DKK -10k | DKK -2,878 |
| Equity | DKK 91.1m | DKK 85.0m | DKK 85.0m |
| Total assets | DKK 91.1m | DKK 85.0m | DKK 85.0m |
| Cash | DKK 7,986 | DKK 12k | – |
| Short-term debt | DKK 15k | DKK 25k | – |
| Tax owed | DKK 7,892 | – | – |
| Avg. employees | 1 | 1 | – |
Latest annual report: Reporting class B · auditor's statement: Den uafhængige revisors erklæring om udvidet gennemgang · ROBÆK Statsautoriseret Revisionsaktieselskab.
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 1 Jan 2025 – 31 Dec 2025 | 177 | ||
| 1 Jan 2024 – 31 Dec 2024 | 171 | ||
| 10 Feb 2023 – 31 Dec 2023 | 180 |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| Owner (90%) | Mads Aarup Pedersen | Current | |
| Owner (90%) | Mads Aarup Pedersen | ||
| Owner (67%) | Mads Aarup Pedersen | ||
| Auditor | ROBÆK Statsautoriseret Revisionsaktieselskab | Current | |
| Auditor | ROBÆK Statsautoriseret Revisionsaktieselskab | ||
| Founder | Mads Aarup Pedersen | Current |
Address history (0 moves)
| c/o Mads Aarup Pedersen, Mosehøjvej 6C, 2920 Charlottenlund |
Other companies at the same address
- OurFood ApS Opløst
- Semper Ardens ApS Active
- Weesgaard Holding ApS Active
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Questions and answers about SmartFinance Holding ApS
Has SmartFinance Holding ApS gone bankrupt?
No, SmartFinance Holding ApS is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of SmartFinance Holding ApS?
Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.
Who is the auditor of SmartFinance Holding ApS?
SmartFinance Holding ApS most recently used ROBÆK Statsautoriseret Revisionsaktieselskab.
When was SmartFinance Holding ApS founded?
SmartFinance Holding ApS was founded on 10 February 2023.
What is the equity of SmartFinance Holding ApS?
Equity was DKK 91.1m according to the annual report for the period ending 31 December 2025.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.