Finaman.io ApS

CVR 43215760 · Private limited company (ApS) · Active · High risk

Finaman.io ApS is a Private limited company (ApS), founded on , based in Tølløse. The company is registered in the industry bogføring og revision; skatterådgivning. Our model estimates a bankruptcy risk of 5.9% over the next 12 months, which is 4.2 times the average for Danish companies. 4 annual reports have been published, of which 4 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -103k and a net result of DKK 25k.

Bankruptcy risk for Finaman.io ApS

5.9%
probability of bankruptcy within 12 months
High risk

4.2 × the average (1.41%) · higher risk than 93% of active Danish companies

Lowest riskHighest risk

Increases the risk

Share of late annual reports75%+ · bankruptcy rate 29.8%3.4×
Reporting classReporting class B, mikrovirksomhed · bankruptcy rate 23.5%2.7×
Equity ratio< -50% · bankruptcy rate 19.3%2.2×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Age (years)3–5 yrs · bankruptcy rate 13.3%1.5×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×

Reduces the risk

Return on assets15%+ · bankruptcy rate 5.1%0.58×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×
Industry changes1 · bankruptcy rate 6.5%0.74×
Annual reports filed late3+ · bankruptcy rate 7.0%0.80×
Qualification / emphasis of matterNo · bankruptcy rate 7.1%0.80×
Missed filing deadlines0 · bankruptcy rate 7.1%0.81×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
43215760
Status
Active
Company type
Private limited company (ApS)
Founded
(4 years)
Address
c/o Trykkeriet, Kvarmløsevej 36
4340 Tølløse
Municipality
Holbæk
Industry
Bogføring og revision; skatterådgivning (692000)
Bankruptcies in the industry: Bogføring og revision: skatterådgivning
Share capital
DKK 40k
Audit opted out
Yes

Warning signs

Annual reports filed late4 of 4
Missing annual reportNo
Negative equityYes
Equity ratio-462.6%
Current ratio–
Moves (last 2 years)1
CEO changes in total1
CEO's previous bankruptcies0
Other companies at the address5
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 247kDKK -7,285DKK -88k
Net profitDKK 25kDKK -7,285DKK -88k
EquityDKK -103kDKK -128kDKK -120k
Total assetsDKK 22kDKK 0DKK 24k
CashDKK 22kDKK 0–

Latest annual report: Reporting class B, mikrovirksomhed · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025184 Late
1 Jan 2024 – 31 Dec 2024203 Late
1 Jan 2023 – 31 Dec 2023219 Late
25 Apr 2022 – 31 Dec 2022197 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOHans Christian Hansen
Owner (100%)Von Valentin Holding ApSCurrent
FounderVon Valentin Holding ApSCurrent

The CEOs' other companies

Hans Christian Hansen – 1 other companies

Address history (2 moves)

c/o Trykkeriet, Kvarmløsevej 36, 4340 Tølløse
Benløseparken 2, st. 3, 4100 Ringsted
Hvalsøvej 270, 4360 Kirke Eskilstrup

Former names

Finaman.io ApS – now
HCH Varmepumper ApS –

Other companies at the same address

Similar companies in Holbæk

Questions and answers about Finaman.io ApS

Has Finaman.io ApS gone bankrupt?

No, Finaman.io ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Finaman.io ApS?

Our model estimates a bankruptcy risk of 5.9% over the next 12 months (high risk), which is 4.2 times the average for Danish companies.

When was Finaman.io ApS founded?

Finaman.io ApS was founded on 25 April 2022.

What is the equity of Finaman.io ApS?

Equity was DKK -103k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.