Fintech Invest ApS

CVR 43166999 · Private limited company (ApS) · Active · High risk

Fintech Invest ApS is a Private limited company (ApS), founded on , based in Kvistgård. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 6.5% over the next 12 months, which is 4.6 times the average for Danish companies. 4 annual reports have been published, of which 3 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -16.4m and a net result of DKK 0. CEO: Steen Mørkøv Kristiansen.

Bankruptcy risk for Fintech Invest ApS

6.5%
probability of bankruptcy within 12 months
High risk

4.6 × the average (1.41%) · higher risk than 94% of active Danish companies

Lowest riskHighest risk

Increases the risk

Share of late annual reports75%+ · bankruptcy rate 29.8%3.4×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
CEO's previous bankruptcies1 · bankruptcy rate 14.2%1.6×
Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Age (years)3–5 yrs · bankruptcy rate 13.3%1.5×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×

Reduces the risk

Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Registered owners4+ · bankruptcy rate 5.7%0.65×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
CEO's other companies10–30 · bankruptcy rate 6.0%0.68×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×
Annual reports filed late3+ · bankruptcy rate 7.0%0.80×
Qualification / emphasis of matterNo · bankruptcy rate 7.1%0.80×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
43166999
Status
Active
Company type
Private limited company (ApS)
Founded
(4 years)
Address
c/o Steen Kristiansen, Krogenbergvej 15A
3490 Kvistgård
Municipality
Helsingør
Industry
Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 40k
Audit opted out
Yes

Warning signs

Annual reports filed late3 of 4
Missing annual reportNo
Negative equityYes
Equity ratio–
Current ratio0%
Moves (last 2 years)1
CEO changes in total0
CEO's previous bankruptcies1
Other companies at the address26
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 0DKK 0
Net profitDKK 0DKK -426
EquityDKK -16.4mDKK -16.4m
Total assetsDKK 0DKK 0
CashDKK 0–
Short-term debtDKK 16.4m–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025173
1 Jan 2024 – 31 Dec 2024185 Late
1 Jan 2023 – 31 Dec 2023226 Late
28 Mar 2022 – 31 Dec 2022223 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOSteen Mørkøv KristiansenCurrent
Owner (20%)Steen Mørkøv KristiansenCurrent
Owner (20%)Christian HasselCurrent
Owner (20%)Nick JensenCurrent
Owner (20%)Anders Kunze BøndingCurrent
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
AuditorBDO Holding VII, statsautoriseret revisionsaktieselskab
AuditorSønderup I/S, statsautoriserede revisorer
FounderChristian HasselCurrent

The CEOs' other companies

Steen Mørkøv Kristiansen – 24 other companies, of which 7 bankrupt

Address history (1 moves)

c/o Steen Kristiansen, Krogenbergvej 15A, 3490 Kvistgård
c/o Steen Kristiansen, Knud Den Stores Vej 27, 4000 Roskilde

Former names

Fintech Invest ApS – now
Selskabet af 3. november 2023 ApS –
Fintech Invest ApS –

Other companies at the same address

Similar companies in Helsingør

Questions and answers about Fintech Invest ApS

Has Fintech Invest ApS gone bankrupt?

No, Fintech Invest ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Fintech Invest ApS?

Our model estimates a bankruptcy risk of 6.5% over the next 12 months (high risk), which is 4.6 times the average for Danish companies.

Who is the CEO of Fintech Invest ApS?

Steen Mørkøv Kristiansen is the CEO of Fintech Invest ApS.

When was Fintech Invest ApS founded?

Fintech Invest ApS was founded on 28 March 2022.

What is the equity of Fintech Invest ApS?

Equity was DKK -16.4m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.