PaymentHub ApS

CVR 42849103 · Private limited company (ApS) · Active · Low risk

PaymentHub ApS is a Private limited company (ApS), founded on , based in Værløse. The company is registered in the industry andre aktiviteter i forbindelse med finansielle tjenesteydelser, undtagen forsikring og pensionsforsikring. Our model estimates a bankruptcy risk of 0.5% over the next 12 months, which is 0.4 times the average for Danish companies. 4 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 1.2m and a net result of DKK -1.2m. CEO: Simon Espelund Hansen.

Bankruptcy risk for PaymentHub ApS

0.5%
probability of bankruptcy within 12 months
Low risk

0.4 × the average (1.41%) · higher risk than 60% of active Danish companies

Lowest riskHighest risk

Increases the risk

Return on assets< -20% · bankruptcy rate 16.7%1.9×
Age (years)3–5 yrs · bankruptcy rate 13.3%1.5×
Published annual reports3–5 · bankruptcy rate 11.7%1.3×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Equity vs. share capital0–0.5× · bankruptcy rate 11.1%1.3×
CEO's other companies0 · bankruptcy rate 10.9%1.2×
Time since new CEO2–5 yrs · bankruptcy rate 10.8%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×

Reduces the risk

Current ratio500%+ · bankruptcy rate 1.5%0.17×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Auditor's statementAudit · bankruptcy rate 5.8%0.66×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
42849103
Status
Active
Company type
Private limited company (ApS)
Founded
(4 years)
Address
Birketoften 15
3500 Værløse
Municipality
Furesø
Industry
Andre aktiviteter i forbindelse med finansielle tjenesteydelser, undtagen forsikring og pensionsforsikring (661900)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 5.3m
Auditor
EY Godkendt Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late0 of 4
Missing annual reportNo
Negative equityNo
Equity ratio24.2%
Current ratio676%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address10
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK -704kDKK -876kDKK -915k
Net profitDKK -1.2mDKK -1.5mDKK -1.3m
EquityDKK 1.2mDKK -1.8mDKK -1.4m
Total assetsDKK 4.9mDKK 2.6mDKK 1.9m
CashDKK 3.8mDKK 1.5m–
Short-term debtDKK 727kDKK 2.5m–
Avg. employees11–

Latest annual report: Reporting class B · auditor's statement: Den uafhængige revisors erklæring · EY Godkendt Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025161
1 Jan 2024 – 31 Dec 2024175
1 Jan 2023 – 31 Dec 2023151
22 Nov 2021 – 31 Dec 2022180

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOSimon Espelund HansenCurrent
BoardChristian René DehnCurrent
BoardMorten SchantzCurrent
BoardFlemming ConradCurrent
Owner (100%)Festina Finance A/SCurrent
AuditorEY Godkendt RevisionspartnerselskabCurrent
AuditorRevision Nord v/Registreret revisor Jimmy Bergøe
FounderFestina Finance A/SCurrent

The CEOs' other companies

Simon Espelund Hansen – 1 other companies

Address history (0 moves)

Birketoften 15, 3500 Værløse

Other companies at the same address

Similar companies in Furesø

Questions and answers about PaymentHub ApS

Has PaymentHub ApS gone bankrupt?

No, PaymentHub ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of PaymentHub ApS?

Our model estimates a bankruptcy risk of 0.5% over the next 12 months (low risk), which is 0.4 times the average for Danish companies.

Who is the CEO of PaymentHub ApS?

Simon Espelund Hansen is the CEO of PaymentHub ApS.

Who is the auditor of PaymentHub ApS?

PaymentHub ApS most recently used EY Godkendt Revisionspartnerselskab.

When was PaymentHub ApS founded?

PaymentHub ApS was founded on 22 November 2021.

What is the equity of PaymentHub ApS?

Equity was DKK 1.2m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.