Step Finans ApS

CVR 42730955 · Private limited company (ApS) · Active · Low risk

Step Finans ApS is a Private limited company (ApS), founded on , based in Frederiksberg C. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 0.5% over the next 12 months, which is 0.4 times the average for Danish companies. 4 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK -2.8m and a net result of DKK -508k. CEO: Jan Mølhave Pedersen.

Bankruptcy risk for Step Finans ApS

0.5%
probability of bankruptcy within 12 months
Low risk

0.4 × the average (1.41%) · higher risk than 60% of active Danish companies

Lowest riskHighest risk

Increases the risk

Equity ratio< -50% · bankruptcy rate 19.3%2.2×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Return on assets< -20% · bankruptcy rate 16.7%1.9×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
CEO's previous bankruptcies1 · bankruptcy rate 14.2%1.6×
Published annual reports3–5 · bankruptcy rate 11.7%1.3×
RegionHovedstaden · bankruptcy rate 11.6%1.3×

Reduces the risk

Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
CEO's other companies10–30 · bankruptcy rate 6.0%0.68×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
42730955
Status
Active
Company type
Private limited company (ApS)
Founded
(5 years)
Address
Sveasvej 7, st.
1917 Frederiksberg C
Municipality
Frederiksberg
Industry
Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 40k
Auditor
Beierholm Godkendt Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late0 of 4
Missing annual reportNo
Negative equityYes
Equity ratio-114.4%
Current ratio48%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies1
Other companies at the address28
Going-concern uncertaintyYes

Financials and key figures

Financial year20252024
Gross profitDKK -13kDKK -13k
Net profitDKK -508kDKK -628k
EquityDKK -2.8mDKK -2.3m
Total assetsDKK 2.4mDKK 1.6m
CashDKK 572k–
Short-term debtDKK 3.9m–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Erklæring om udvidet gennemgang · Beierholm.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025167
1 Jan 2024 – 31 Dec 2024153
1 Jan 2023 – 31 Dec 2023177
5 Oct 2021 – 31 Dec 2022162

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOJan Mølhave PedersenCurrent
Owner (100%)STEP HOLDING ApSCurrent
AuditorBeierholm Godkendt RevisionspartnerselskabCurrent
FounderSTEP HOLDING ApSCurrent

The CEOs' other companies

Jan Mølhave Pedersen – 57 other companies, of which 21 bankrupt

Address history (0 moves)

Sveasvej 7, st., 1917 Frederiksberg C

Other companies at the same address

Similar companies in Frederiksberg

Questions and answers about Step Finans ApS

Has Step Finans ApS gone bankrupt?

No, Step Finans ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Step Finans ApS?

Our model estimates a bankruptcy risk of 0.5% over the next 12 months (low risk), which is 0.4 times the average for Danish companies.

Who is the CEO of Step Finans ApS?

Jan Mølhave Pedersen is the CEO of Step Finans ApS.

Who is the auditor of Step Finans ApS?

Step Finans ApS most recently used Beierholm Godkendt Revisionspartnerselskab.

When was Step Finans ApS founded?

Step Finans ApS was founded on 5 October 2021.

What is the equity of Step Finans ApS?

Equity was DKK -2.8m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.