Lånio.dk ApS

CVR 42721492 · Private limited company (ApS) · Active · Medium risk

Lånio.dk ApS is a Private limited company (ApS), founded on , based in Aarhus V. The company is registered in the industry andre informationsaktiviteter. Our model estimates a bankruptcy risk of 2.3% over the next 12 months, which is 1.6 times the average for Danish companies. 4 annual reports have been published, of which 3 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -9.6m and a net result of DKK 163k. CEO: Mark Thorsen.

Bankruptcy risk for Lånio.dk ApS

2.3%
probability of bankruptcy within 12 months
Medium risk

1.6 × the average (1.41%) · higher risk than 84% of active Danish companies

Lowest riskHighest risk

Increases the risk

Share of late annual reports75%+ · bankruptcy rate 29.8%3.4×
Moves in the last 2 years2 · bankruptcy rate 23.9%2.7×
Equity ratio< -50% · bankruptcy rate 19.3%2.2×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Published annual reports3–5 · bankruptcy rate 11.7%1.3×
Other companies at the same address20–100 · bankruptcy rate 10.2%1.2×

Reduces the risk

Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Return on assets5%–15% · bankruptcy rate 3.5%0.39×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Number of auditors (historical)1 · bankruptcy rate 6.2%0.70×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
42721492
Status
Active
Company type
Private limited company (ApS)
Founded
(5 years)
Address
Viborgvej 159A, st.
8210 Aarhus V
Municipality
Aarhus
Industry
Andre informationsaktiviteter (639200)
Bankruptcies in the industry: Webportaler
Share capital
DKK 40k
Auditor
Beierholm Godkendt Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late3 of 4
Missing annual reportNo
Negative equityYes
Equity ratio-382.9%
Current ratio120%
Moves (last 2 years)2
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address48
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 1.2mDKK 752kDKK 913k
Net profitDKK 163kDKK -1.1mDKK -2.8m
EquityDKK -9.6mDKK -9.7mDKK -8.7m
Total assetsDKK 2.5mDKK 1.4mDKK 2.9m
CashDKK 1.1mDKK 245k–
Short-term debtDKK 1.3mDKK 952k–
Avg. employees14–

Latest annual report: Reporting class B · auditor's statement: Erklæring om udvidet gennemgang · Beierholm.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025176
1 Jan 2024 – 31 Dec 2024188 Late
1 Jan 2023 – 31 Dec 2023189 Late
1 Oct 2021 – 31 Dec 2022195 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOMark ThorsenCurrent
Owner (100%)2RS1 INVEST ApSCurrent
AuditorBeierholm Godkendt RevisionspartnerselskabCurrent

The CEOs' other companies

Mark Thorsen – 6 other companies, of which 1 bankrupt

Address history (4 moves)

Viborgvej 159A, st., 8210 Aarhus V
Viborgvej 159A, st., 8210 Aarhus V
Vesterbrogade 149, 2. b12, 1620 København V
Vesterbrogade 149, 2. b1, 1620 København V
Høffdingsvej 34, 2500 Valby

Former names

Lånio.dk ApS – now
Personal Finance ApS –

Other companies at the same address

Similar companies in Aarhus

Questions and answers about Lånio.dk ApS

Has Lånio.dk ApS gone bankrupt?

No, Lånio.dk ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Lånio.dk ApS?

Our model estimates a bankruptcy risk of 2.3% over the next 12 months (medium risk), which is 1.6 times the average for Danish companies.

Who is the CEO of Lånio.dk ApS?

Mark Thorsen is the CEO of Lånio.dk ApS.

Who is the auditor of Lånio.dk ApS?

Lånio.dk ApS most recently used Beierholm Godkendt Revisionspartnerselskab.

When was Lånio.dk ApS founded?

Lånio.dk ApS was founded on 1 October 2021.

What is the equity of Lånio.dk ApS?

Equity was DKK -9.6m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.