NCIA Finance ApS

CVR 42328944 · Private limited company (ApS) · Active · Medium risk

NCIA Finance ApS is a Private limited company (ApS), founded on , based in Valby. The company is registered in the industry anden finansiel formidling i.a.n.. Our model estimates a bankruptcy risk of 1.4% over the next 12 months, which is 1.0 times the average for Danish companies. 5 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK -1.4m and a net result of DKK 0.

Bankruptcy risk for NCIA Finance ApS

1.4%
probability of bankruptcy within 12 months
Medium risk

1.0 × the average (1.41%) · higher risk than 75% of active Danish companies

Lowest riskHighest risk

Increases the risk

Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Equity ratio-50%–0% · bankruptcy rate 14.8%1.7×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
Current ratio50%–100% · bankruptcy rate 11.7%1.3×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
CEO changes1 · bankruptcy rate 11.4%1.3×

Reduces the risk

Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Return on assets0%–5% · bankruptcy rate 5.8%0.66×
Auditor's statementAudit · bankruptcy rate 5.8%0.66×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
42328944
Status
Active
Company type
Private limited company (ApS)
Founded
(5 years)
Address
Annexstræde 6, st.
2500 Valby
Municipality
København
Industry
Anden finansiel formidling i.a.n. (649990)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 40k
Auditor
CHRISTENSEN KJÆRULFF STATSAUTORISERET REVISIONSAKTIESELSKAB
Audit opted out
No

Warning signs

Annual reports filed late0 of 5
Missing annual reportNo
Negative equityYes
Equity ratio-13.7%
Current ratio88%
Moves (last 2 years)0
CEO changes in total1
CEO's previous bankruptcies0
Other companies at the address19
Going-concern uncertaintyYes

Financials and key figures

Financial year202520242023
Gross profitDKK 1.7mDKK -257kDKK -940k
Net profitDKK 0DKK 0DKK 0
EquityDKK -1.4mDKK -1.4mDKK -1.4m
Total assetsDKK 10.0mDKK 16.3mDKK 18.4m
CashDKK 49kDKK 44k–
Short-term debtDKK 11.3mDKK 17.7m–
Avg. employees11–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · Christensen Kjærulff, Statsautoriseret Revisionsaktieselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025127
1 Jan 2024 – 31 Dec 2024112
1 Jan 2023 – 31 Dec 2023155
1 Jan 2022 – 31 Dec 2022174
22 Apr 2021 – 31 Dec 202119

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEORico Adlor-Andersen
BoardMartin Hegelund MøllerCurrent
BoardVidar Kølstrup ThorlakssonCurrent
BoardJørgen BeuchertCurrent
BoardMartin Hegelund Møller
BoardRico Adlor-Andersen
BoardRico Adlor-Andersen
Owner (100%)JLB INVEST ApSCurrent
Owner (100%)Shine A/S
Owner (100%)NCIA Finance ApS
Owner (100%)Ageras Finance Holding ApS
Owner (100%)NCI Advisory A/S
AuditorCHRISTENSEN KJÆRULFF STATSAUTORISERET REVISIONSAKTIESELSKABCurrent
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
FounderShine A/SCurrent

The CEOs' other companies

Rico Adlor-Andersen – 16 other companies

Address history (1 moves)

Annexstræde 6, st., 2500 Valby
Vesterbrogade 1E, 6., 1620 København V

Former names

NCIA Finance ApS – now
Ageras Finance ApS –

Other companies at the same address

Similar companies in København

Questions and answers about NCIA Finance ApS

Has NCIA Finance ApS gone bankrupt?

No, NCIA Finance ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of NCIA Finance ApS?

Our model estimates a bankruptcy risk of 1.4% over the next 12 months (medium risk), which is 1.0 times the average for Danish companies.

Who is the auditor of NCIA Finance ApS?

NCIA Finance ApS most recently used CHRISTENSEN KJÆRULFF STATSAUTORISERET REVISIONSAKTIESELSKAB.

When was NCIA Finance ApS founded?

NCIA Finance ApS was founded on 22 April 2021.

What is the equity of NCIA Finance ApS?

Equity was DKK -1.4m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.