Xact European Solutions ApS

CVR 42160784 · Private limited company (ApS) · Active · Low risk

Xact European Solutions ApS is a Private limited company (ApS), founded on , based in Kongens Lyngby. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.2 times the average for Danish companies. 5 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK -104k and a net result of DKK -108k. CEO: Elena Hove-Aggerholm, Rupert Francis Osborn.

Bankruptcy risk for Xact European Solutions ApS

0.2%
probability of bankruptcy within 12 months
Low risk

0.2 × the average (1.41%) · higher risk than 49% of active Danish companies

Lowest riskHighest risk

Increases the risk

Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Equity ratio-50%–0% · bankruptcy rate 14.8%1.7×
Current ratio50%–100% · bankruptcy rate 11.7%1.3×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Number of CEOs2 · bankruptcy rate 5.7%0.65×
Return on assets-20%–0% · bankruptcy rate 6.2%0.70×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
42160784
Status
Active
Company type
Private limited company (ApS)
Founded
(5 years)
Address
c/o Elena Hove-Aggerholm, Prinsessevej 15
2800 Kongens Lyngby
Municipality
Lyngby-Taarbæk
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 40k
Auditor
RSM Danmark, Statsautoriseret Revisionspartnerselskab
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 5
Missing annual reportNo
Negative equityYes
Equity ratio-1.0%
Current ratio99%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address4
Going-concern uncertaintyYes

Financials and key figures

Financial year202520242023
Gross profitDKK 94kDKK 62kDKK 19k
Net profitDKK -108kDKK -36kDKK -53k
EquityDKK -104kDKK 4,085DKK -13k
Total assetsDKK 10.5mDKK 17kDKK 18k
CashDKK 10.5mDKK 12k–
Short-term debtDKK 10.6mDKK 13k–
Avg. employees11–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · RSM Danmark, Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025180
1 Jan 2024 – 31 Dec 2024179
1 Jan 2023 – 31 Dec 2023165
1 Jan 2022 – 31 Dec 2022166
6 Feb 2021 – 31 Dec 2021157

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOElena Hove-AggerholmCurrent
CEORupert Francis OsbornCurrent
Owner (90%)Xact Risk SolutionCurrent
Owner (10%)Consulting ME ApSCurrent
Owner (10%)CONSULTINGME IVS
AuditorREDMARK, GODKENDT REVISIONSPARTNERSELSKAB
AuditorRSM DANMARK STATSAUTORISERET REVISIONSPARTNERSELSKAB
FounderCONSULTINGME IVSCurrent
FounderXact Risk SolutionCurrent

The CEOs' other companies

Elena Hove-Aggerholm – 8 other companies, of which 1 bankrupt

Address history (1 moves)

c/o Elena Hove-Aggerholm, Prinsessevej 15, 2800 Kongens Lyngby
c/o Hove-Aggerholm, Buddingevej 99, 2800 Kongens Lyngby

Other companies at the same address

Similar companies in Lyngby-Taarbæk

Questions and answers about Xact European Solutions ApS

Has Xact European Solutions ApS gone bankrupt?

No, Xact European Solutions ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Xact European Solutions ApS?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.2 times the average for Danish companies.

Who is the CEO of Xact European Solutions ApS?

Elena Hove-Aggerholm, Rupert Francis Osborn are the CEOs of Xact European Solutions ApS.

Who is the auditor of Xact European Solutions ApS?

Xact European Solutions ApS most recently used RSM Danmark, Statsautoriseret Revisionspartnerselskab.

When was Xact European Solutions ApS founded?

Xact European Solutions ApS was founded on 6 February 2021.

What is the equity of Xact European Solutions ApS?

Equity was DKK -104k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.