KVJ Finans ApS

CVR 42103179 · Private limited company (ApS) · Active · Low risk

KVJ Finans ApS is a Private limited company (ApS), founded on , based in Thisted. The company is registered in the industry anden udlejning af boliger. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.0 times the average for Danish companies. 5 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 6.5m and a net result of DKK 2.6m. CEO: Karsten Verner Jensen.

Bankruptcy risk for KVJ Finans ApS

0.1%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 27% of active Danish companies

Lowest riskHighest risk

Increases the risk

Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Annual reports filed late1 · bankruptcy rate 11.3%1.3×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Return on assets5%–15% · bankruptcy rate 3.5%0.39×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Negative equityNo · bankruptcy rate 5.1%0.58×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
42103179
Status
Active
Company type
Private limited company (ApS)
Founded
(5 years)
Address
Havlandsvej 5
7700 Thisted
Municipality
Thisted
Industry
Anden udlejning af boliger (682030)
Bankruptcies in the industry: Udlejning af erhvervsejendomme
Share capital
DKK 40k
Audit opted out
Yes

Warning signs

Annual reports filed late1 of 5
Missing annual reportNo
Negative equityNo
Equity ratio32.3%
Current ratio2%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address1
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 563kDKK 316k
Net profitDKK 2.6mDKK 827k
EquityDKK 6.5mDKK 3.9m
Total assetsDKK 20.1mDKK 10.1m
CashDKK 0–
Short-term debtDKK 1.3m–
Tax owedDKK 72k–
Avg. employees1–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 202578
1 Jan 2024 – 31 Dec 2024172
1 Jan 2023 – 31 Dec 2023180
1 Jan 2022 – 31 Dec 2022135
1 Feb 2021 – 31 Dec 2021196 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOKarsten Verner JensenCurrent
Owner (100%)KVJ Finans Holding ApSCurrent
FounderKVJ Finans Holding ApSCurrent

The CEOs' other companies

Karsten Verner Jensen – 2 other companies

Address history (1 moves)

Havlandsvej 5, 7700 Thisted
Rubinvej 10, 7700 Thisted

Former names

KVJ Finans ApS – now
KVJ Ejendomme ApS –

Other companies at the same address

Similar companies in Thisted

Questions and answers about KVJ Finans ApS

Has KVJ Finans ApS gone bankrupt?

No, KVJ Finans ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of KVJ Finans ApS?

Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the CEO of KVJ Finans ApS?

Karsten Verner Jensen is the CEO of KVJ Finans ApS.

When was KVJ Finans ApS founded?

KVJ Finans ApS was founded on 1 February 2021.

What is the equity of KVJ Finans ApS?

Equity was DKK 6.5m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.