FZ 3 ApS

CVR 41782390 · Private limited company (ApS) · Active · Low risk

FZ 3 ApS is a Private limited company (ApS), founded on , based in Aarhus C. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.2 times the average for Danish companies. 5 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 2.3m and a net result of DKK -273k. CEO: Joachim Snebang Vanggaard Jensen.

Bankruptcy risk for FZ 3 ApS

0.2%
probability of bankruptcy within 12 months
Low risk

0.2 × the average (1.41%) · higher risk than 49% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO's previous bankruptcies2 · bankruptcy rate 16.6%1.9×
Annual reports filed late1 · bankruptcy rate 11.3%1.3×
Loss for the yearYes · bankruptcy rate 10.3%1.2×
Other companies at the same address20–100 · bankruptcy rate 10.2%1.2×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Auditor resigned in the last yearYes · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
41782390
Status
Active
Company type
Private limited company (ApS)
Founded
(6 years)
Address
Skolegade 5, 1.
8000 Aarhus C
Municipality
Aarhus
Industry
Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 120k
Auditor
Cedra Godkendt Revisionsaktieselskab
Audit opted out
No

Warning signs

Annual reports filed late1 of 5
Missing annual reportNo
Negative equityNo
Equity ratio31.4%
Current ratio2%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies2
Other companies at the address57
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK -33kDKK -54kDKK -30k
Net profitDKK -273kDKK -295kDKK -237k
EquityDKK 2.3mDKK 2.6mDKK 2.9m
Total assetsDKK 7.3mDKK 7.4mDKK 7.4m
CashDKK 77kDKK 125k–
Short-term debtDKK 5.0mDKK 4.8m–
Tax owed–DKK 0–
Avg. employees0––

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · Deloitte Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025181
1 Jan 2024 – 31 Dec 2024177
1 Jan 2023 – 31 Dec 2023176
1 Jan 2022 – 31 Dec 2022164
22 Oct 2020 – 31 Dec 2021185 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOJoachim Snebang Vanggaard JensenCurrent
Owner (50%)FinanceZealand A/SCurrent
Owner (50%)JJ Investment ApSCurrent
Owner (100%)FinanceZealand A/S
Owner (50%)Finance Zealand Management ApS
AuditorCedra Godkendt RevisionsaktieselskabCurrent
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
FounderFinanceZealand A/SCurrent

The CEOs' other companies

Joachim Snebang Vanggaard Jensen – 55 other companies, of which 7 bankrupt

Address history (0 moves)

Skolegade 5, 1., 8000 Aarhus C

Other companies at the same address

Similar companies in Aarhus

Questions and answers about FZ 3 ApS

Has FZ 3 ApS gone bankrupt?

No, FZ 3 ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of FZ 3 ApS?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.2 times the average for Danish companies.

Who is the CEO of FZ 3 ApS?

Joachim Snebang Vanggaard Jensen is the CEO of FZ 3 ApS.

Who is the auditor of FZ 3 ApS?

FZ 3 ApS most recently used Cedra Godkendt Revisionsaktieselskab.

When was FZ 3 ApS founded?

FZ 3 ApS was founded on 22 October 2020.

What is the equity of FZ 3 ApS?

Equity was DKK 2.3m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.