Special Risk - forsikringsformidling ApS

CVR 41679077 · Private limited company (ApS) · Active · Low risk

Special Risk - forsikringsformidling ApS is a Private limited company (ApS), founded on , based in Søborg. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.2 times the average for Danish companies. 5 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK -307k and a net result of DKK -384k.

Bankruptcy risk for Special Risk - forsikringsformidling ApS

0.2%
probability of bankruptcy within 12 months
Low risk

0.2 × the average (1.41%) · higher risk than 49% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO changes in the last year1 · bankruptcy rate 21.1%2.4×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Equity ratio-50%–0% · bankruptcy rate 14.8%1.7×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
Website registeredYes · bankruptcy rate 12.0%1.4×
Current ratio50%–100% · bankruptcy rate 11.7%1.3×

Reduces the risk

Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Auditor resigned in the last yearYes · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Auditor's statementAudit · bankruptcy rate 5.8%0.66×
Has a boardYes · bankruptcy rate 6.0%0.68×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
41679077
Status
Active
Company type
Private limited company (ApS)
Founded
(6 years)
Address
Vandtårnsvej 62A, 5. e
2860 Søborg
Municipality
Gladsaxe
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 40k
Auditor
EY Godkendt Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late0 of 5
Missing annual reportNo
Negative equityYes
Equity ratio-11.5%
Current ratio72%
Moves (last 2 years)0
CEO changes in total3
CEO's previous bankruptcies0
Other companies at the address119
Going-concern uncertaintyYes

Financials and key figures

Financial year202520242023
Gross profitDKK 7.0mDKK 10.0mDKK 10.7m
Net profitDKK -384kDKK 1.3mDKK 1.0m
EquityDKK -307kDKK 1.9mDKK 1.3m
Total assetsDKK 2.7mDKK 3.1mDKK 7.4m
CashDKK 1.1mDKK 1.6m–
Short-term debtDKK 3.0mDKK 1.2m–
Tax owedDKK 0DKK 358k–
Avg. employees77–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · Christensen Kjærulff, Statsautoriseret Revisionsaktieselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 202589
1 Jan 2024 – 31 Dec 202484
1 Jan 2023 – 31 Dec 202365
1 Jan 2022 – 31 Dec 202254
31 Aug 2020 – 31 Dec 2021181

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOUlf Stefan Harry Myrälf
CEOMorten Broby Klitvad
BoardLars Rosenkrantz GundorphCurrent
BoardCarl Anders Holde-JensenCurrent
BoardJohnny Krohn RasmussenCurrent
Owner (100%)Howden Forsikringsagentur A/SCurrent
Owner (50%)Klitvad Holding ApS
Owner (50%)Myrälf Holding ApS
Owner (100%)Klitvad Holding ApS
Owner (50%)KLITVAD KONCERNEN ApS
Owner (50%)Klitvad Holding ApS
AuditorEY Godkendt RevisionspartnerselskabCurrent
AuditorGE REVISION & RÅDGIVNING, REGISTRERET REVISIONSANPARTSSELSKAB
AuditorECOMENTOR - STATSAUTORISERET REVISIONSAKTIESELSKAB
AuditorCHRISTENSEN KJÆRULFF STATSAUTORISERET REVISIONSAKTIESELSKAB
FounderKlitvad Holding ApSCurrent
FounderMyrälf Holding ApSCurrent

The CEOs' other companies

Ulf Stefan Harry Myrälf – 5 other companies, of which 2 bankrupt

Morten Broby Klitvad – 5 other companies

Address history (2 moves)

Vandtårnsvej 62A, 5. e, 2860 Søborg
Frydenlundsvej 30, 2950 Vedbæk
Dronninggårds Alle 136, 2840 Holte

Other companies at the same address

Similar companies in Gladsaxe

Questions and answers about Special Risk - forsikringsformidling ApS

Has Special Risk - forsikringsformidling ApS gone bankrupt?

No, Special Risk - forsikringsformidling ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Special Risk - forsikringsformidling ApS?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.2 times the average for Danish companies.

Who is the auditor of Special Risk - forsikringsformidling ApS?

Special Risk - forsikringsformidling ApS most recently used EY Godkendt Revisionspartnerselskab.

When was Special Risk - forsikringsformidling ApS founded?

Special Risk - forsikringsformidling ApS was founded on 31 August 2020.

What is the equity of Special Risk - forsikringsformidling ApS?

Equity was DKK -307k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.