Skovbo Finance ApS

CVR 41155728 · Private limited company (ApS) · Active · Low risk

Skovbo Finance ApS is a Private limited company (ApS), founded on , based in Ringsted. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 0.6% over the next 12 months, which is 0.4 times the average for Danish companies. 6 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 35k and a net result of DKK -4,561. CEO: Michael Carstensen.

Bankruptcy risk for Skovbo Finance ApS

0.6%
probability of bankruptcy within 12 months
Low risk

0.4 × the average (1.41%) · higher risk than 66% of active Danish companies

Lowest riskHighest risk

Increases the risk

Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Share of late annual reports25%–50% · bankruptcy rate 10.6%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Annual reports filed late2 · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×

Reduces the risk

Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Equity ratio40%–60% · bankruptcy rate 4.6%0.52×
Negative equityNo · bankruptcy rate 5.1%0.58×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Return on assets-20%–0% · bankruptcy rate 6.2%0.70×
Published annual reports5–10 · bankruptcy rate 6.3%0.72×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
41155728
Status
Active
Company type
Private limited company (ApS)
Founded
(6 years)
Address
Køgevej 251
4100 Ringsted
Municipality
Ringsted
Industry
Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 40k
Audit opted out
Yes

Warning signs

Annual reports filed late2 of 6
Missing annual reportNo
Negative equityNo
Equity ratio52.9%
Current ratio0%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address3
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 0DKK 0DKK 0
Net profitDKK -4,561DKK 0DKK 0
EquityDKK 35kDKK 40kDKK 40k
Total assetsDKK 67kDKK 67kDKK 67k
CashDKK 0DKK 0–
Short-term debtDKK 32kDKK 27k–
Tax owedDKK 32kDKK 27k–
Avg. employees00–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025182
1 Jan 2024 – 31 Dec 2024175
1 Jan 2023 – 31 Dec 2023222 Late
1 Jan 2022 – 31 Dec 2022149
1 Jan 2021 – 31 Dec 20213
10 Feb 2020 – 31 Dec 2020213 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOMichael CarstensenCurrent
Owner (100%)Michael CarstensenCurrent
FounderMichael CarstensenCurrent

The CEOs' other companies

Michael Carstensen – 1 other companies

Address history (0 moves)

Køgevej 251, 4100 Ringsted

Other companies at the same address

Similar companies in Ringsted

Questions and answers about Skovbo Finance ApS

Has Skovbo Finance ApS gone bankrupt?

No, Skovbo Finance ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Skovbo Finance ApS?

Our model estimates a bankruptcy risk of 0.6% over the next 12 months (low risk), which is 0.4 times the average for Danish companies.

Who is the CEO of Skovbo Finance ApS?

Michael Carstensen is the CEO of Skovbo Finance ApS.

When was Skovbo Finance ApS founded?

Skovbo Finance ApS was founded on 10 February 2020.

What is the equity of Skovbo Finance ApS?

Equity was DKK 35k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.