Umbrella Invest ApS

CVR 40996702 · Private limited company (ApS) · Active · Medium risk

Umbrella Invest ApS is a Private limited company (ApS), founded on , based in Kolding. The company is registered in the industry detailhandel med brugte varer. Our model estimates a bankruptcy risk of 1.4% over the next 12 months, which is 1.0 times the average for Danish companies. 7 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 281k and a net result of DKK 15k. CEO: John Guldager Ravn.

Bankruptcy risk for Umbrella Invest ApS

1.4%
probability of bankruptcy within 12 months
Medium risk

1.0 × the average (1.41%) · higher risk than 77% of active Danish companies

Lowest riskHighest risk

Increases the risk

Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Annual reports filed late1 · bankruptcy rate 11.3%1.3×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Current ratio200%–500% · bankruptcy rate 3.4%0.39×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Equity ratio40%–60% · bankruptcy rate 4.6%0.52×
Negative equityNo · bankruptcy rate 5.1%0.58×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
40996702
Status
Active
Company type
Private limited company (ApS)
Founded
(6 years)
Address
Platinvej 71
6000 Kolding
Municipality
Kolding
Industry
Detailhandel med brugte varer (477900)
Bankruptcies in the industry: Tøjforretninger
Share capital
DKK 42k
Auditor
BUUS JENSEN, Statsautoriserede revisorer
Audit opted out
Yes

Warning signs

Annual reports filed late1 of 7
Missing annual reportNo
Negative equityNo
Equity ratio59.4%
Current ratio247%
Moves (last 2 years)1
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address6
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 19kDKK 117k
Net profitDKK 15kDKK 91k
EquityDKK 281kDKK 266k
Total assetsDKK 473kDKK 394k
CashDKK 0–
Short-term debtDKK 192k–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · BUUS JENSEN, Statsautoriserede revisorer.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025180
1 Jan 2024 – 31 Dec 202462
1 Jan 2023 – 31 Dec 202354
1 Jan 2022 – 31 Dec 202260
1 Jan 2021 – 31 Dec 202155
1 Jan 2020 – 31 Dec 2020179
5 Dec 2019 – 31 Dec 2019241 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOJohn Guldager RavnCurrent
Owner (100%)Umbrella Invest Holding ApSCurrent
Owner (33%)Umbrella Invest Holding ApS
Owner (33%)Baun Holding ApS
Owner (33%)Palludan Holding ApS
FounderUmbrella Invest Holding ApSCurrent
FounderBaun Holding ApSCurrent
FounderPalludan Holding ApSCurrent

The CEOs' other companies

John Guldager Ravn – 4 other companies

Address history (1 moves)

Platinvej 71, 6000 Kolding
Haderslevvej 36, 1., 6000 Kolding

Other companies at the same address

Similar companies in Kolding

Questions and answers about Umbrella Invest ApS

Has Umbrella Invest ApS gone bankrupt?

No, Umbrella Invest ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Umbrella Invest ApS?

Our model estimates a bankruptcy risk of 1.4% over the next 12 months (medium risk), which is 1.0 times the average for Danish companies.

Who is the CEO of Umbrella Invest ApS?

John Guldager Ravn is the CEO of Umbrella Invest ApS.

Who is the auditor of Umbrella Invest ApS?

Umbrella Invest ApS most recently used BUUS JENSEN, Statsautoriserede revisorer.

When was Umbrella Invest ApS founded?

Umbrella Invest ApS was founded on 5 December 2019.

What is the equity of Umbrella Invest ApS?

Equity was DKK 281k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.