PayProff A/S

CVR 40914307 · Public limited company (A/S) · Active · Very high risk

PayProff A/S is a Public limited company (A/S), founded on , based in Horsens. The company is registered in the industry andre aktiviteter i forbindelse med finansielle tjenesteydelser, undtagen forsikring og pensionsforsikring. Our model estimates a bankruptcy risk of 11.5% over the next 12 months, which is 8.2 times the average for Danish companies. 6 annual reports have been published, of which 3 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 34.8m and a net result of DKK -5.2m.

Bankruptcy risk for PayProff A/S

11.5%
probability of bankruptcy within 12 months
Very high risk

8.2 × the average (1.41%) · higher risk than 97% of active Danish companies

Lowest riskHighest risk

Increases the risk

Share of late annual reports50%–75% · bankruptcy rate 18.4%2.1×
Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
CEO's other companies0 · bankruptcy rate 10.9%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×
Other companies at the same address20–100 · bankruptcy rate 10.2%1.2×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Current ratio200%–500% · bankruptcy rate 3.4%0.39×
Company typeA/S · bankruptcy rate 4.4%0.50×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Equity ratio40%–60% · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Negative equityNo · bankruptcy rate 5.1%0.58×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
40914307
Status
Active
Company type
Public limited company (A/S)
Founded
(6 years)
Address
Banegårdsgade 2
8700 Horsens
Municipality
Horsens
Industry
Andre aktiviteter i forbindelse med finansielle tjenesteydelser, undtagen forsikring og pensionsforsikring (661900)
Bankruptcies in the industry: Konsulentbistand vedrørende informationsteknologi
Share capital
DKK 3.0m
Auditor
BDO Statsautoriseret Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late3 of 6
Missing annual reportNo
Negative equityNo
Equity ratio56.2%
Current ratio275%
Moves (last 2 years)1
CEO changes in total7
CEO's previous bankruptcies0
Other companies at the address51
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK -3.2mDKK -1.5mDKK -810k
Net profitDKK -5.2mDKK -1.2mDKK -525k
EquityDKK 34.8mDKK 7.8mDKK 9.1m
Total assetsDKK 61.9mDKK 10.2mDKK 11.3m
CashDKK 9.7mDKK 797k–
Short-term debtDKK 10.3mDKK 1.1m–
Avg. employees11–

Latest annual report: Reporting class B · auditor's statement: Den uafhængige revisors erklæring · BDO Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025205 Late
1 Jan 2024 – 31 Dec 2024199 Late
1 Jan 2023 – 31 Dec 2023152
1 Jan 2022 – 31 Dec 2022123
1 Jan 2021 – 31 Dec 2021179
7 Nov 2019 – 31 Dec 2020186 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOUlrik Schønemann
CEOJesper Ratza Hansen
CEOConstantin Iustin Marinescu-Jørgensen
CEOPalle Heiselberg Kristensen
BoardTroels Randbøll StøvringCurrent
BoardFrank NørgaardCurrent
BoardJørgen Allan HorwitzCurrent
BoardLance Sheldon WarnerCurrent
BoardJan Damsgaard
BoardJesper Ratza Hansen
BoardErik Svanvig
BoardAndré Rafal Rogaczewski
BoardLars Taarn Pedersen
BoardHans-Christian Bødker Jensen
BoardErik Svanvig
BoardErik Svanvig
Owner (33%)JE-RA HOLDING ApSCurrent
Owner (5%)Connected Dots ApSCurrent
Owner (33%)CORRELATION HOLDINGS AUSTRALIA PTY LIMITEDCurrent
Owner (50%)JE-RA HOLDING ApS
Owner (5%)Lasse Stensgaard Holding ApS
Owner (10%)ANDRÉ ROGACZEWSKI HOLDING II ApS
Owner (10%)Vinbjerg Invest I ApS
Owner (10%)Vinbjerg Invest II ApS
Owner (10%)Hands-on Holding ApS
Owner (50%)JE-RA HOLDING ApS
Owner (50%)JE-RA HOLDING ApS
Owner (5%)Hans-Christian Bødker Jensen
Owner (33%)JE-RA HOLDING ApS
Owner (10%)TAARN INVEST ApS
Owner (10%)ANDRÉ ROGACZEWSKI HOLDING II ApS
Owner (50%)JE-RA HOLDING ApS
Owner (50%)JE-RA HOLDING ApS
Owner (50%)JE-RA HOLDING ApS
Owner (5%)Vinbjerg Invest I ApS
Owner (5%)Vinbjerg Invest II ApS
Owner (67%)JE-RA HOLDING ApS
Owner (5%)Vinbjerg Invest I 2022 ApS
Owner (5%)Vinbjerg Invest II 2022 ApS
Owner (5%)Thomas Wiborg Steen
AuditorBDO Statsautoriseret RevisionspartnerselskabCurrent
AuditorEY Godkendt Revisionspartnerselskab
FounderJE-RA HOLDING ApSCurrent
FounderLasse Stensgaard Holding ApSCurrent
FounderANDRÉ ROGACZEWSKI HOLDING II ApSCurrent
FounderTemmesen Holding ApSCurrent
FounderVinbjerg Invest I ApSCurrent
FounderVinbjerg Invest II ApSCurrent
FounderHands-on Holding ApSCurrent

The CEOs' other companies

Ulrik Schønemann – 6 other companies

Jesper Ratza Hansen – 31 other companies, of which 1 bankrupt

Address history (2 moves)

Banegårdsgade 2, 8700 Horsens
Ouskær 32, 7100 Vejle
Albuen 80, 6000 Kolding

Former names

PayProff A/S – now
PAYProff Systems A/S –

Other companies at the same address

Similar companies in Horsens

Questions and answers about PayProff A/S

Has PayProff A/S gone bankrupt?

No, PayProff A/S is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of PayProff A/S?

Our model estimates a bankruptcy risk of 11.5% over the next 12 months (very high risk), which is 8.2 times the average for Danish companies.

Who is the auditor of PayProff A/S?

PayProff A/S most recently used BDO Statsautoriseret Revisionspartnerselskab.

When was PayProff A/S founded?

PayProff A/S was founded on 7 November 2019.

What is the equity of PayProff A/S?

Equity was DKK 34.8m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.