KTO Finans ApS

CVR 40729909 · Private limited company (ApS) · Active · Low risk

KTO Finans ApS is a Private limited company (ApS), founded on , based in Beder. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 0.9% over the next 12 months, which is 0.6 times the average for Danish companies. 6 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 25k and a net result of DKK -7,090. CEO: Kristian Lüneborg Toft.

Bankruptcy risk for KTO Finans ApS

0.9%
probability of bankruptcy within 12 months
Low risk

0.6 × the average (1.41%) · higher risk than 70% of active Danish companies

Lowest riskHighest risk

Increases the risk

Return on assets< -20% · bankruptcy rate 16.7%1.9×
CEO changes1 · bankruptcy rate 11.4%1.3×
CEO's other companies0 · bankruptcy rate 10.9%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×

Reduces the risk

Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Number of auditors (historical)1 · bankruptcy rate 6.2%0.70×
Published annual reports5–10 · bankruptcy rate 6.3%0.72×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
40729909
Status
Active
Company type
Private limited company (ApS)
Founded
(7 years)
Address
Fløjstrupvej 160
8330 Beder
Municipality
Aarhus
Industry
Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 40k
Auditor
Revision 2 A/S
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 6
Missing annual reportNo
Negative equityNo
Equity ratio100.0%
Current ratio–
Moves (last 2 years)0
CEO changes in total1
CEO's previous bankruptcies0
Other companies at the address4
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK -7,090DKK 4,290
Net profitDKK -7,090DKK 4,290
EquityDKK 25kDKK 32k
Total assetsDKK 25kDKK 32k
CashDKK 13k–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Revision 2 A/S.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025166
1 Jan 2024 – 31 Dec 2024174
1 Jan 2023 – 31 Dec 2023173
1 Jan 2022 – 31 Dec 2022176
1 Jan 2021 – 31 Dec 2021166
21 Aug 2019 – 31 Dec 2020175

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOKristian Lüneborg ToftCurrent
Owner (100%)Kristian Lüneborg ToftCurrent
Owner (100%)Søren Toft
AuditorREVISION 2 A/S
FounderSøren ToftCurrent

Address history (1 moves)

Fløjstrupvej 160, 8330 Beder
Fløjstrupvej 160, 8330 Beder

Other companies at the same address

Similar companies in Aarhus

Questions and answers about KTO Finans ApS

Has KTO Finans ApS gone bankrupt?

No, KTO Finans ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of KTO Finans ApS?

Our model estimates a bankruptcy risk of 0.9% over the next 12 months (low risk), which is 0.6 times the average for Danish companies.

Who is the CEO of KTO Finans ApS?

Kristian Lüneborg Toft is the CEO of KTO Finans ApS.

Who is the auditor of KTO Finans ApS?

KTO Finans ApS most recently used Revision 2 A/S.

When was KTO Finans ApS founded?

KTO Finans ApS was founded on 21 August 2019.

What is the equity of KTO Finans ApS?

Equity was DKK 25k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.