&money ApS

CVR 40716297 · Private limited company (ApS) · Active · Low risk

&money ApS is a Private limited company (ApS), founded on , based in Nordhavn. The company is registered in the industry andre it- og computerserviceaktiviteter. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.2 times the average for Danish companies. 6 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 20.7m and a net result of DKK 9.8m.

Bankruptcy risk for &money ApS

0.2%
probability of bankruptcy within 12 months
Low risk

0.2 × the average (1.41%) · higher risk than 49% of active Danish companies

Lowest riskHighest risk

Increases the risk

Number of CEOs0 · bankruptcy rate 12.7%1.4×
Website registeredYes · bankruptcy rate 12.0%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
CEO changes1 · bankruptcy rate 11.4%1.3×
CEO's other companies0 · bankruptcy rate 10.9%1.2×
Postcode changes3+ · bankruptcy rate 10.2%1.2×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Equity ratio40%–60% · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Return on assets15%+ · bankruptcy rate 5.1%0.58×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
40716297
Status
Active
Company type
Private limited company (ApS)
Founded
(7 years)
Address
Gdanskgade 2, 1.
2150 Nordhavn
Municipality
København
Industry
Andre IT- og computerserviceaktiviteter (629000)
Bankruptcies in the industry: Konsulentbistand vedrørende informationsteknologi
Share capital
DKK 200k
Auditor
EY Godkendt Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late0 of 6
Missing annual reportNo
Negative equityNo
Equity ratio56.8%
Current ratio111%
Moves (last 2 years)0
CEO changes in total1
CEO's previous bankruptcies0
Other companies at the address4
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 18.1mDKK 3.8m
Net profitDKK 9.8mDKK -4.1m
EquityDKK 20.7mDKK 10.9m
Total assetsDKK 36.4mDKK 23.5m
CashDKK 14.9m–
Short-term debtDKK 14.5m–
Avg. employees3–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · (venstre underskriver).

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025142
1 Jan 2024 – 31 Dec 2024139
1 Jan 2023 – 31 Dec 2023178
1 Jan 2022 – 31 Dec 2022143
1 Jan 2021 – 31 Dec 2021145
16 Aug 2019 – 31 Dec 2020168

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOOle Madsen
BoardTorsten Michael Schøler TerpCurrent
BoardJørn LarsenCurrent
BoardJesper MygindCurrent
BoardCarsten KruseCurrent
BoardMichael Guy CottleCurrent
BoardCasper KidmoseCurrent
BoardLinette Damgaard HansenCurrent
BoardKim Østergaard
BoardOle Madsen
BoardCarsten Kruse
BoardSimon Sinding Jørgensen
BoardJette Haarup-Jensen
BoardMorten Baden
BoardChristian Holm Nielsen
BoardMorten Baden
BoardHenrik Nystrup Kragh
BoardFrederik Hviid
BoardKim Østergaard
Owner (25%)Trifork Labs ApSCurrent
Owner (25%)AL Sydbank A/SCurrent
Owner (50%)NYKREDIT BANK A/SCurrent
Owner (25%)SPAR NORD BANK A/S
Owner (25%)NYKREDIT BANK A/S
Owner (25%)AKTIESELSKABET ARBEJDERNES LANDSBANK
AuditorEY Godkendt RevisionspartnerselskabCurrent
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
FounderSPAR NORD BANK A/SCurrent

The CEOs' other companies

Ole Madsen – 4 other companies

Address history (4 moves)

Gdanskgade 2, 1., 2150 Nordhavn
Gdanskgade 2, 1., 2150 Nordhavn
Applebys Plads 7, 1411 København K
Kalvebod Brygge 1, 1560 København V
Skelagervej 15, 9000 Aalborg

Former names

&money ApS – now
&Money ApS –
Young Money ApS –

Other companies at the same address

Similar companies in København

Questions and answers about &money ApS

Has &money ApS gone bankrupt?

No, &money ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of &money ApS?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.2 times the average for Danish companies.

Who is the auditor of &money ApS?

&money ApS most recently used EY Godkendt Revisionspartnerselskab.

When was &money ApS founded?

&money ApS was founded on 16 August 2019.

What is the equity of &money ApS?

Equity was DKK 20.7m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.