Svea Kredit ApS

CVR 40508279 · Private limited company (ApS) · Active · Medium risk

Svea Kredit ApS is a Private limited company (ApS), founded on , based in Kongens Lyngby. The company is registered in the industry andre kreditselskabers aktiviteter. Our model estimates a bankruptcy risk of 2.0% over the next 12 months, which is 1.4 times the average for Danish companies. 7 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 401k and a net result of DKK -5.9m.

Bankruptcy risk for Svea Kredit ApS

2.0%
probability of bankruptcy within 12 months
Medium risk

1.4 × the average (1.41%) · higher risk than 82% of active Danish companies

Lowest riskHighest risk

Increases the risk

Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
CEOs in total (historical)0 · bankruptcy rate 12.4%1.4×
Website registeredYes · bankruptcy rate 12.0%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Annual reports filed late1 · bankruptcy rate 11.3%1.3×
Equity vs. share capital0–0.5× · bankruptcy rate 11.1%1.3×

Reduces the risk

Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Auditor resigned in the last yearYes · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Negative equityNo · bankruptcy rate 5.1%0.58×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Auditor's statementAudit · bankruptcy rate 5.8%0.66×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
40508279
Status
Active
Company type
Private limited company (ApS)
Founded
(7 years)
Address
Gammel Lundtoftevej 1E
2800 Kongens Lyngby
Municipality
Lyngby-Taarbæk
Industry
Andre kreditselskabers aktiviteter (649230)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 1.1m
Auditor
EY Godkendt Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late1 of 7
Missing annual reportNo
Negative equityNo
Equity ratio0.5%
Current ratio101%
Moves (last 2 years)1
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address56
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 904kDKK 1.4m
Net profitDKK -5.9mDKK -3.1m
EquityDKK 401kDKK 70k
Total assetsDKK 73.6mDKK 45.3m
CashDKK 858k–
Short-term debtDKK 73.2m–
Avg. employees4–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · BDO Statsautoriseret revisionspartnerselskab,.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 202550
1 Jan 2024 – 31 Dec 202449
1 Jan 2023 – 31 Dec 2023193 Late
1 Jan 2022 – 31 Dec 2022181
1 Jan 2021 – 31 Dec 2021181
1 Jan 2020 – 31 Dec 2020158
2 May 2019 – 31 Dec 201958

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
BoardGôsta Lennart ÅgrenCurrent
BoardOlav GrøndahlCurrent
BoardKlara Helena BäckströmCurrent
BoardSøren Møntegaard
BoardGitte Møller Zøller
BoardHenrik Frederiksen
BoardRasmus Nordestgaard Jensen
BoardLars Fejer
BoardHenrik Sparup
BoardPhilippe Mølleskov Nielsen
BoardMats Anders Kärsrud
Owner (100%)Svea Bank ABCurrent
Owner (20%)Pugnant Holding ApS
Owner (20%)Top Robin Holding ApS
Owner (0%)Zøller Holding IVS
Owner (10%)SMGA Holding ApS
Owner (5%)Lars Fejer
Owner (15%)SPARUP HOLDING ApS
Owner (15%)Tubiga ApS
Owner (5%)LFGEC ApS
Owner (15%)Top Robin Holding ApS
Owner (15%)Pugnant Holding ApS
AuditorEY Godkendt RevisionspartnerselskabCurrent
AuditorBDO Holding VII, statsautoriseret revisionsaktieselskab
AuditorPRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB
AuditorBDO Holding VII, statsautoriseret revisionsaktieselskab
AuditorBDO Statsautoriseret Revisionspartnerselskab
FounderPugnant Holding ApSCurrent
FounderTop Robin Holding ApSCurrent

Address history (5 moves)

Gammel Lundtoftevej 1E, 2800 Kongens Lyngby
Algade 34, 1. th, 4000 Roskilde
Algade 5, 2., 4000 Roskilde
c/o Henrik Frederiksen, Allehelgensgade 3, 4000 Roskilde
c/o Henrik Frederiksen, Fjordager 14, 4000 Roskilde
c/o Henrik Frederiksen, Ringstedgade 10, 1., 4000 Roskilde

Former names

Svea Kredit ApS – now
Unilån ApS –
Mobillån.dk ApS –

Other companies at the same address

Similar companies in Lyngby-Taarbæk

Questions and answers about Svea Kredit ApS

Has Svea Kredit ApS gone bankrupt?

No, Svea Kredit ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Svea Kredit ApS?

Our model estimates a bankruptcy risk of 2.0% over the next 12 months (medium risk), which is 1.4 times the average for Danish companies.

Who is the auditor of Svea Kredit ApS?

Svea Kredit ApS most recently used EY Godkendt Revisionspartnerselskab.

When was Svea Kredit ApS founded?

Svea Kredit ApS was founded on 2 May 2019.

What is the equity of Svea Kredit ApS?

Equity was DKK 401k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.