SM Finans ApS

CVR 40294767 · Private limited company (ApS) · Active · Low risk

SM Finans ApS is a Private limited company (ApS), founded on , based in Hillerød. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 0.4% over the next 12 months, which is 0.3 times the average for Danish companies. 7 annual reports have been published, of which 7 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -8,150 and a net result of DKK -7,493.

Bankruptcy risk for SM Finans ApS

0.4%
probability of bankruptcy within 12 months
Low risk

0.3 × the average (1.41%) · higher risk than 57% of active Danish companies

Lowest riskHighest risk

Increases the risk

Share of late annual reports75%+ · bankruptcy rate 29.8%3.4×
Reporting classReporting class B, mikrovirksomhed · bankruptcy rate 23.5%2.7×
Equity ratio< -50% · bankruptcy rate 19.3%2.2×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Return on assets< -20% · bankruptcy rate 16.7%1.9×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
CEOs in total (historical)0 · bankruptcy rate 12.4%1.4×

Reduces the risk

Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Number of auditors (historical)1 · bankruptcy rate 6.2%0.70×
Published annual reports5–10 · bankruptcy rate 6.3%0.72×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×
Annual reports filed late3+ · bankruptcy rate 7.0%0.80×
Age (years)5–10 yrs · bankruptcy rate 7.0%0.80×
Qualification / emphasis of matterNo · bankruptcy rate 7.1%0.80×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
40294767
Status
Active
Company type
Private limited company (ApS)
Founded
(7 years)
Address
Allékredsen 237
3400 Hillerød
Municipality
Hillerød
Industry
Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 50k
Auditor
Baagøe | Schou, statsautoriseret revisionsaktieselskab
Audit opted out
Yes

Warning signs

Annual reports filed late7 of 7
Missing annual reportNo
Negative equityYes
Equity ratio-53.7%
Current ratio65%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address2
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK -7,500–
Net profitDKK -7,493–
EquityDKK -8,150–
Total assetsDKK 15k–
CashDKK 15k–
Short-term debtDKK 23k–
Avg. employees0–

Latest annual report: Reporting class B, mikrovirksomhed · auditor's statement: Andre erklæringer uden sikkerhed · Baagøe | Schou, statsautoriseret revisionsaktieselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025190 Late
1 Jan 2024 – 31 Dec 2024189 Late
1 Jan 2023 – 31 Dec 2023184 Late
1 Jan 2022 – 31 Dec 2022185 Late
1 Jan 2021 – 31 Dec 2021188 Late
1 Jan 2020 – 31 Dec 2020201 Late
24 Feb 2019 – 31 Dec 2019260 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
Owner (100%)Serhat MercanCurrent
AuditorKAPPELSKOV REVISION. GODKENDT REVISIONSAKTIESELSKAB
FounderSerhat MercanCurrent

Address history (0 moves)

Allékredsen 237, 3400 Hillerød

Other companies at the same address

Similar companies in Hillerød

Questions and answers about SM Finans ApS

Has SM Finans ApS gone bankrupt?

No, SM Finans ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of SM Finans ApS?

Our model estimates a bankruptcy risk of 0.4% over the next 12 months (low risk), which is 0.3 times the average for Danish companies.

Who is the auditor of SM Finans ApS?

SM Finans ApS most recently used Baagøe | Schou, statsautoriseret revisionsaktieselskab.

When was SM Finans ApS founded?

SM Finans ApS was founded on 24 February 2019.

What is the equity of SM Finans ApS?

Equity was DKK -8,150 according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.