Saldo ApS

CVR 40144447 · Private limited company (ApS) · Active · Medium risk

Saldo ApS is a Private limited company (ApS), founded on , based in Rødovre. The company is registered in the industry anden udgivelse af software. Our model estimates a bankruptcy risk of 2.6% over the next 12 months, which is 1.9 times the average for Danish companies. 7 annual reports have been published, of which 7 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 180k and a net result of DKK 91k. CEO: Franz Tobisch.

Bankruptcy risk for Saldo ApS

2.6%
probability of bankruptcy within 12 months
Medium risk

1.9 × the average (1.41%) · higher risk than 86% of active Danish companies

Lowest riskHighest risk

Increases the risk

Share of late annual reports75%+ · bankruptcy rate 29.8%3.4×
CEO's previous bankruptcies2 · bankruptcy rate 16.6%1.9×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Time at current address< 0.5 yrs · bankruptcy rate 12.0%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Audit opted outYes · bankruptcy rate 10.4%1.2×

Reduces the risk

Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Equity ratio40%–60% · bankruptcy rate 4.6%0.52×
Return on assets15%+ · bankruptcy rate 5.1%0.58×
Negative equityNo · bankruptcy rate 5.1%0.58×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Current ratio150%–200% · bankruptcy rate 5.4%0.61×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Equity vs. share capital2–5× · bankruptcy rate 6.3%0.72×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
40144447
Status
Active
Company type
Private limited company (ApS)
Founded
(7 years)
Address
Prøvensvej 26
2610 Rødovre
Municipality
Rødovre
Industry
Anden udgivelse af software (582900)
Bankruptcies in the industry: Engroshandel med andre maskiner og andet udstyr
Share capital
DKK 50k
Audit opted out
Yes

Warning signs

Annual reports filed late7 of 7
Missing annual reportNo
Negative equityNo
Equity ratio49.0%
Current ratio196%
Moves (last 2 years)1
CEO changes in total2
CEO's previous bankruptcies2
Other companies at the address15
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 123kDKK 295kDKK -27k
Net profitDKK 91kDKK 285kDKK -27k
EquityDKK 180kDKK 89kDKK -197k
Total assetsDKK 367kDKK 221kDKK 142k
CashDKK 26DKK 234–
Short-term debtDKK 187kDKK 133k–
Tax owedDKK 36kDKK 10k–
Avg. employees00–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025184 Late
1 Jan 2024 – 31 Dec 2024185 Late
1 Jan 2023 – 31 Dec 2023186 Late
1 Jan 2022 – 31 Dec 2022199 Late
1 Jan 2021 – 31 Dec 2021208 Late
1 Jan 2020 – 31 Dec 2020192 Late
7 Jan 2019 – 31 Dec 2019259 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOFranz TobischCurrent
CEOJohn Michael Larsen
Owner (90%)[Zu:m] Holding ApSCurrent
Owner (10%)John Michael LarsenCurrent
Founder[Zu:m] Holding ApSCurrent

The CEOs' other companies

Franz Tobisch – 13 other companies, of which 6 bankrupt

John Michael Larsen – 12 other companies, of which 3 bankrupt

Address history (3 moves)

Prøvensvej 26, 2610 Rødovre
c/o CBE Calculus Bogføring & Ejendomsadminis, Prøvensvej 26, 2610 Rødovre
c/o CBE Calculus Bogføring & Ejendomsadminis, Roskildevej 39, 3., 2000 Frederiksberg
Roskildevej 39, 2., 2000 Frederiksberg

Former names

Saldo ApS – now
Zum design Company ApS –

Other companies at the same address

Similar companies in Rødovre

Questions and answers about Saldo ApS

Has Saldo ApS gone bankrupt?

No, Saldo ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Saldo ApS?

Our model estimates a bankruptcy risk of 2.6% over the next 12 months (medium risk), which is 1.9 times the average for Danish companies.

Who is the CEO of Saldo ApS?

Franz Tobisch is the CEO of Saldo ApS.

When was Saldo ApS founded?

Saldo ApS was founded on 7 January 2019.

What is the equity of Saldo ApS?

Equity was DKK 180k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.