TNO ApS

CVR 39968363 · Private limited company (ApS) · Active · Medium risk

TNO ApS is a Private limited company (ApS), founded on , based in København V. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 1.6% over the next 12 months, which is 1.1 times the average for Danish companies. 7 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -89k and a net result of DKK 69k.

Bankruptcy risk for TNO ApS

1.6%
probability of bankruptcy within 12 months
Medium risk

1.1 × the average (1.41%) · higher risk than 79% of active Danish companies

Lowest riskHighest risk

Increases the risk

Equity ratio< -50% · bankruptcy rate 19.3%2.2×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
CEOs in total (historical)0 · bankruptcy rate 12.4%1.4×

Reduces the risk

Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Gross profit growth10%–30% · bankruptcy rate 4.5%0.51×
Return on assets15%+ · bankruptcy rate 5.1%0.58×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Published annual reports5–10 · bankruptcy rate 6.3%0.72×
Capital changes1 · bankruptcy rate 7.0%0.80×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
39968363
Status
Active
Company type
Private limited company (ApS)
Founded
(8 years)
Address
c/o Tommy Nørager Olsen, Havneholmen 74, 4. tv
1561 København V
Municipality
København
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 40k
Audit opted out
Yes

Warning signs

Annual reports filed late1 of 7
Missing annual reportNo
Negative equityYes
Equity ratio-199.0%
Current ratio33%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address8
Going-concern uncertaintyYes

Financials and key figures

Financial year202520242023
Gross profitDKK 507kDKK 337kDKK 328k
Net profitDKK 69kDKK -22kDKK 66k
EquityDKK -89kDKK -157kDKK -135k
Total assetsDKK 45kDKK 22kDKK 21k
CashDKK 11k––
Short-term debtDKK 133kDKK 179k–
Tax owedDKK 5,651––
Avg. employees11–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025173
1 Jan 2024 – 31 Dec 2024182
1 Jan 2023 – 31 Dec 2023160
1 Jan 2022 – 31 Dec 2022181
1 Jan 2021 – 31 Dec 2021177
1 Jan 2020 – 31 Dec 2020181
24 Oct 2018 – 31 Dec 2019242 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
Owner (100%)Tommy Nørager OlsenCurrent
FounderTommy Nørager OlsenCurrent

Address history (1 moves)

c/o Tommy Nørager Olsen, Havneholmen 74, 4. tv, 1561 København V
Lavendelvej 31, 2630 Taastrup

Former names

TNO ApS – now
TNO IVS –

Other companies at the same address

Similar companies in København

Questions and answers about TNO ApS

Has TNO ApS gone bankrupt?

No, TNO ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of TNO ApS?

Our model estimates a bankruptcy risk of 1.6% over the next 12 months (medium risk), which is 1.1 times the average for Danish companies.

When was TNO ApS founded?

TNO ApS was founded on 24 October 2018.

What is the equity of TNO ApS?

Equity was DKK -89k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.