Lok Finans ApS

CVR 39961229 · Private limited company (ApS) · Active · Low risk

Lok Finans ApS is a Private limited company (ApS), founded on , based in Gentofte. The company is registered in the industry investering for egen regning. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.0 times the average for Danish companies. 8 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 69.0m and a net result of DKK 8.9m. CEO: Lars Ole Kornum.

Bankruptcy risk for Lok Finans ApS

0.1%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 33% of active Danish companies

Lowest riskHighest risk

Increases the risk

Equity vs. share capital1× · bankruptcy rate 12.9%1.5×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Annual reports filed late1 · bankruptcy rate 11.3%1.3×

Reduces the risk

Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Current ratio200%–500% · bankruptcy rate 3.4%0.39×
Return on assets5%–15% · bankruptcy rate 3.5%0.39×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Equity ratio40%–60% · bankruptcy rate 4.6%0.52×
Auditor resigned in the last yearYes · bankruptcy rate 4.6%0.52×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
39961229
Status
Active
Company type
Private limited company (ApS)
Founded
(8 years)
Address
Prins Valdemars Vej 43
2820 Gentofte
Municipality
Gentofte
Industry
Investering for egen regning (649910)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 60.1m
Auditor
REDMARK, GODKENDT REVISIONSPARTNERSELSKAB
Audit opted out
No

Warning signs

Annual reports filed late1 of 8
Missing annual reportNo
Negative equityNo
Equity ratio46.8%
Current ratio217%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address7
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK -21kDKK -12kDKK -11k
Net profitDKK 8.9mDKK 480kDKK 478k
EquityDKK 69.0mDKK 63.1mDKK 62.6m
Total assetsDKK 147.4mDKK 63.2mDKK 62.8m
CashDKK 8,909––
Short-term debtDKK 49.6mDKK 146k–
Avg. employees1––

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · PN Revision.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025160
1 Jan 2024 – 31 Dec 2024140
1 Jan 2023 – 31 Dec 2023177
1 Jan 2022 – 31 Dec 2022179
1 Jan 2021 – 31 Dec 2021183
1 Jan 2020 – 31 Dec 2020181
1 Jan 2019 – 31 Dec 2019162
22 Oct 2018 – 31 Dec 2018151

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOLars Ole KornumCurrent
Owner (90%)Lars Ole KornumCurrent
Owner (0%)SCANVENTURE A/SCurrent
Owner (0%)LARS OLE KORNUM ApS
AuditorREDMARK, GODKENDT REVISIONSPARTNERSELSKABCurrent
AuditorREVISIONSFIRMAET ALBRECHTSEN STATSAUTORISERET REVISIONSAKTIESELSKAB
AuditorPN Revision
FounderLARS OLE KORNUM ApSCurrent

The CEOs' other companies

Lars Ole Kornum – 58 other companies, of which 13 bankrupt

Address history (0 moves)

Prins Valdemars Vej 43, 2820 Gentofte

Other companies at the same address

Similar companies in Gentofte

Questions and answers about Lok Finans ApS

Has Lok Finans ApS gone bankrupt?

No, Lok Finans ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Lok Finans ApS?

Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the CEO of Lok Finans ApS?

Lars Ole Kornum is the CEO of Lok Finans ApS.

Who is the auditor of Lok Finans ApS?

Lok Finans ApS most recently used REDMARK, GODKENDT REVISIONSPARTNERSELSKAB.

When was Lok Finans ApS founded?

Lok Finans ApS was founded on 22 October 2018.

What is the equity of Lok Finans ApS?

Equity was DKK 69.0m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.