PayInNorth A/S

CVR 39901021 · Public limited company (A/S) · Active · Medium risk

PayInNorth A/S is a Public limited company (A/S), founded on , based in København K. The company is registered in the industry andre aktiviteter i forbindelse med finansielle tjenesteydelser, undtagen forsikring og pensionsforsikring. Our model estimates a bankruptcy risk of 1.4% over the next 12 months, which is 1.0 times the average for Danish companies. 7 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -70k and a net result of DKK 0. CEO: Christoffer Obel.

Bankruptcy risk for PayInNorth A/S

1.4%
probability of bankruptcy within 12 months
Medium risk

1.0 × the average (1.41%) · higher risk than 75% of active Danish companies

Lowest riskHighest risk

Increases the risk

Reporting classReporting class B, mikrovirksomhed · bankruptcy rate 23.5%2.7×
CEO changes in the last year1 · bankruptcy rate 21.1%2.4×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Time since new CEO0.5–1 yrs · bankruptcy rate 15.6%1.8×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×

Reduces the risk

Company typeA/S · bankruptcy rate 4.4%0.50×
Capital changes2 · bankruptcy rate 5.2%0.59×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Has a boardYes · bankruptcy rate 6.0%0.68×
Registered owners3 · bankruptcy rate 6.2%0.71×
Published annual reports5–10 · bankruptcy rate 6.3%0.72×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×
Industry changes1 · bankruptcy rate 6.5%0.74×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
39901021
Status
Active
Company type
Public limited company (A/S)
Founded
(8 years)
Address
Amaliegade 6
1256 København K
Municipality
København
Industry
Andre aktiviteter i forbindelse med finansielle tjenesteydelser, undtagen forsikring og pensionsforsikring (661900)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 400k
Audit opted out
Yes

Warning signs

Annual reports filed late2 of 7
Missing annual reportNo
Negative equityYes
Equity ratio–
Current ratio0%
Moves (last 2 years)0
CEO changes in total1
CEO's previous bankruptcies0
Other companies at the address240
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
RevenueDKK 0DKK 1,898
Gross profitDKK 0DKK -17k
Net profitDKK 0DKK -17k
EquityDKK -70kDKK -70k
Total assetsDKK 0DKK 12k
Short-term debtDKK 70k–

Latest annual report: Reporting class B, mikrovirksomhed · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 202535
1 Jan 2024 – 31 Dec 2024174
1 Jan 2023 – 31 Dec 202345
1 Jan 2022 – 31 Dec 2022179
1 Jan 2021 – 31 Dec 2021188 Late
1 Jan 2020 – 31 Dec 2020182
27 Sep 2018 – 31 Dec 2019261 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOChristoffer ObelCurrent
BoardKenneth Ryborg Joni JørgensenCurrent
BoardMuhammed Mahmud HasanCurrent
BoardChristoffer ObelCurrent
BoardPer Brøndum Andersen
BoardMorten Hvid
BoardChristoffer Obel
Owner (5%)Bo Andersen Invest ApSCurrent
Owner (10%)Harrar Holding ApSCurrent
Owner (67%)Fam. Obel Holding ApSCurrent
Owner (100%)C. Obel Holding ApS
Owner (33%)EVBH Holding AB
Owner (33%)VIKING TECH HOLDING S.L
Owner (90%)C. Obel Holding ApS
Owner (33%)ALPA ApS
Owner (50%)NoveNorth ApS
Owner (20%)Tech Supply LLC
Owner (15%)NoveNorth ApS
FounderC. Obel Holding ApSCurrent

The CEOs' other companies

Christoffer Obel – 5 other companies, of which 1 bankrupt

Address history (4 moves)

Amaliegade 6, 1256 København K
Humlebæk Strandvej 79, 3050 Humlebæk
Pogestræde 29, st., 5000 Odense C
Stampevej 66, 2970 Hørsholm
Lyngsø Alle 3, 2970 Hørsholm

Former names

PayInNorth A/S – now
Bajopay A/S –
Bajopay ApS –
Daily Payments ApS –
KREKON ApS –
KREKON IVS –

Other companies at the same address

Similar companies in København

Questions and answers about PayInNorth A/S

Has PayInNorth A/S gone bankrupt?

No, PayInNorth A/S is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of PayInNorth A/S?

Our model estimates a bankruptcy risk of 1.4% over the next 12 months (medium risk), which is 1.0 times the average for Danish companies.

Who is the CEO of PayInNorth A/S?

Christoffer Obel is the CEO of PayInNorth A/S.

When was PayInNorth A/S founded?

PayInNorth A/S was founded on 27 September 2018.

What is the equity of PayInNorth A/S?

Equity was DKK -70k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.