Penly Pensionsrådgivning ApS

CVR 39597969 · Private limited company (ApS) · Active · Low risk

Penly Pensionsrådgivning ApS is a Private limited company (ApS), founded on , based in Værløse. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.2 times the average for Danish companies. 7 annual reports have been published. The latest annual report (30 Jun 2025) shows equity of DKK 6,720 and a net result of DKK 5,948. CEO: Tom Clausen.

Bankruptcy risk for Penly Pensionsrådgivning ApS

0.2%
probability of bankruptcy within 12 months
Low risk

0.2 × the average (1.41%) · higher risk than 49% of active Danish companies

Lowest riskHighest risk

Increases the risk

Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Website registeredYes · bankruptcy rate 12.0%1.4×
Time at current address< 0.5 yrs · bankruptcy rate 12.0%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
CEO changes1 · bankruptcy rate 11.4%1.3×
Equity vs. share capital0–0.5× · bankruptcy rate 11.1%1.3×
Municipality changes3+ · bankruptcy rate 10.6%1.2×

Reduces the risk

Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Gross profit growth-10%–0% · bankruptcy rate 4.3%0.49×
Return on assets15%+ · bankruptcy rate 5.1%0.58×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
39597969
Status
Active
Company type
Private limited company (ApS)
Founded
(8 years)
Address
Kirke Værløsevej 34, 2.
3500 Værløse
Municipality
Furesø
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 50k
Auditor
Multi Revision I/SStatsautoriseret revisionsinteressentsskab
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 7
Missing annual reportNo
Negative equityNo
Equity ratio21.5%
Current ratio127%
Moves (last 2 years)1
CEO changes in total1
CEO's previous bankruptcies0
Other companies at the address29
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 237kDKK 259k
Net profitDKK 5,948DKK -32k
EquityDKK 6,720DKK 771
Total assetsDKK 31kDKK 37k
CashDKK 11k–
Short-term debtDKK 25k–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Multi Revision I/SStatsautoriseret revisionsinteressentsskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jul 2024 – 30 Jun 2025183
1 Jul 2023 – 30 Jun 2024176
1 Jul 2022 – 30 Jun 2023150
1 Jul 2021 – 30 Jun 2022175
1 Jul 2020 – 30 Jun 2021163
1 Jul 2019 – 30 Jun 202091
12 Mar 2018 – 30 Jun 201975

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOTom ClausenCurrent
CEOJimmi Bagger Nielsen
Owner (50%)Holding by Clausen ApSCurrent
Owner (50%)KMR ApSCurrent
Owner (50%)JBN PensionsRådgivning ApS
Owner (50%)Holding by Clausen ApS
FounderJBN PensionsRådgivning ApSCurrent
FounderHolding by Clausen ApSCurrent

The CEOs' other companies

Tom Clausen – 1 other companies

Jimmi Bagger Nielsen – 1 other companies

Address history (5 moves)

Kirke Værløsevej 34, 2., 3500 Værløse
c/o Baltic Business House, Savsvinget 4, 1., 2970 Hørsholm
Borupvang 3, 1., 2750 Ballerup
Svanemøllevej 65, 2900 Hellerup
Borupvang 3, 2750 Ballerup
Jægerstræde 1, 2750 Ballerup

Former names

Penly Pensionsrådgivning ApS – now
Nordic Insure Agency ApS –
Nordic Insure ApS –

Other companies at the same address

Questions and answers about Penly Pensionsrådgivning ApS

Has Penly Pensionsrådgivning ApS gone bankrupt?

No, Penly Pensionsrådgivning ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Penly Pensionsrådgivning ApS?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.2 times the average for Danish companies.

Who is the CEO of Penly Pensionsrådgivning ApS?

Tom Clausen is the CEO of Penly Pensionsrådgivning ApS.

Who is the auditor of Penly Pensionsrådgivning ApS?

Penly Pensionsrådgivning ApS most recently used Multi Revision I/SStatsautoriseret revisionsinteressentsskab.

When was Penly Pensionsrådgivning ApS founded?

Penly Pensionsrådgivning ApS was founded on 12 March 2018.

What is the equity of Penly Pensionsrådgivning ApS?

Equity was DKK 6,720 according to the annual report for the period ending 30 June 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.