Ad Lucem ApS

CVR 39498308 · Private limited company (ApS) · Active · Low risk

Ad Lucem ApS is a Private limited company (ApS), founded on , based in København Ø. The company is registered in the industry aktiviteter i forbindelse med forsikring og pensionsforsikring i.a.n.. Our model estimates a bankruptcy risk of 0.5% over the next 12 months, which is 0.4 times the average for Danish companies. 6 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (30 Jun 2025) shows equity of DKK 241k and a net result of DKK -263k. CEO: Iben Kamilla Dahl Jespersen.

Bankruptcy risk for Ad Lucem ApS

0.5%
probability of bankruptcy within 12 months
Low risk

0.4 × the average (1.41%) · higher risk than 60% of active Danish companies

Lowest riskHighest risk

Increases the risk

Return on assets< -20% · bankruptcy rate 16.7%1.9×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Annual reports filed late1 · bankruptcy rate 11.3%1.3×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×
Employees (latest year)2–5 · bankruptcy rate 10.3%1.2×

Reduces the risk

Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Negative equityNo · bankruptcy rate 5.1%0.58×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Equity vs. share capital2–5× · bankruptcy rate 6.3%0.72×
Published annual reports5–10 · bankruptcy rate 6.3%0.72×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
39498308
Status
Active
Company type
Private limited company (ApS)
Founded
(8 years)
Address
Berggreensgade 4
2100 København Ø
Municipality
København
Industry
Aktiviteter i forbindelse med forsikring og pensionsforsikring i.a.n. (662900)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 50k
Employees
2 (2018)
Auditor
Martinsen, Statsautoriseret Revisionspartnerselskab
Audit opted out
Yes

Warning signs

Annual reports filed late1 of 6
Missing annual reportNo
Negative equityNo
Equity ratio29.2%
Current ratio49%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address2
Going-concern uncertaintyNo

Financials and key figures

Financial year2025202420232022
Gross profitDKK 754kDKK 1.4mDKK 1.7mDKK 1.3m
Net profitDKK -263kDKK 473kDKK 445kDKK 543k
EquityDKK 241kDKK 1.5mDKK 1.2mDKK 1.2m
Total assetsDKK 826kDKK 2.1mDKK 1.7mDKK 1.5m
CashDKK 231kDKK 1.2mDKK 414k–
Short-term debtDKK 585kDKK 609kDKK 590k–
Avg. employees111–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Martinsen, Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jul 2024 – 30 Jun 2025189 Late
1 Oct 2022 – 30 Sep 2023114
1 Oct 2021 – 30 Sep 2022109
1 Oct 2020 – 30 Sep 2021118
1 Oct 2019 – 30 Sep 202030
13 Apr 2018 – 30 Sep 201943

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOIben Kamilla Dahl JespersenCurrent
Owner (100%)Ad Lucem Invest ApSCurrent
FounderAd Lucem Invest ApSCurrent

The CEOs' other companies

Iben Kamilla Dahl Jespersen – 2 other companies

Address history (0 moves)

Berggreensgade 4, 2100 København Ø

Employees per year

Number of employees at Ad Lucem ApS per year122018: 22018

Other companies at the same address

Similar companies in København

Questions and answers about Ad Lucem ApS

Has Ad Lucem ApS gone bankrupt?

No, Ad Lucem ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Ad Lucem ApS?

Our model estimates a bankruptcy risk of 0.5% over the next 12 months (low risk), which is 0.4 times the average for Danish companies.

Who is the CEO of Ad Lucem ApS?

Iben Kamilla Dahl Jespersen is the CEO of Ad Lucem ApS.

Who is the auditor of Ad Lucem ApS?

Ad Lucem ApS most recently used Martinsen, Statsautoriseret Revisionspartnerselskab.

When was Ad Lucem ApS founded?

Ad Lucem ApS was founded on 13 April 2018.

What is the equity of Ad Lucem ApS?

Equity was DKK 241k according to the annual report for the period ending 30 June 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.