My-Finance ApS

CVR 39423650 · Private limited company (ApS) · Active · Low risk

My-Finance ApS is a Private limited company (ApS), founded on , based in Silkeborg. The company is registered in the industry investering for egen regning. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.1 times the average for Danish companies. 7 annual reports have been published. The latest annual report (30 Jun 2025) shows equity of DKK -155k and a net result of DKK -205k. CEO: David Søndergaard Yu.

Bankruptcy risk for My-Finance ApS

0.2%
probability of bankruptcy within 12 months
Low risk

0.1 × the average (1.41%) · higher risk than 44% of active Danish companies

Lowest riskHighest risk

Increases the risk

Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Equity ratio-50%–0% · bankruptcy rate 14.8%1.7×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×

Reduces the risk

Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Return on assets-20%–0% · bankruptcy rate 6.2%0.70×
Published annual reports5–10 · bankruptcy rate 6.3%0.72×
RegionMidtjylland · bankruptcy rate 6.9%0.79×
Age (years)5–10 yrs · bankruptcy rate 7.0%0.80×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
39423650
Status
Active
Company type
Private limited company (ApS)
Founded
(8 years)
Address
Buskelundhøjen 218
8600 Silkeborg
Municipality
Silkeborg
Industry
Investering for egen regning (649910)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 50k
Auditor
Deloitte Statsautoriseret Revisionspartnerselskab
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 7
Missing annual reportNo
Negative equityYes
Equity ratio-14.6%
Current ratio5%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address1
Going-concern uncertaintyYes

Financials and key figures

Financial year202520242023
Gross profitDKK -18kDKK -6,250DKK -39k
Net profitDKK -205kDKK 81kDKK -225k
EquityDKK -155kDKK 1.3mDKK 1.3m
Total assetsDKK 1.1mDKK 1.4mDKK 1.4m
CashDKK 10kDKK 14k–
Short-term debtDKK 1.2mDKK 10k–
Avg. employees0––

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Deloitte Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jul 2024 – 30 Jun 2025168
1 Jul 2023 – 30 Jun 2024115
1 Jul 2022 – 30 Jun 2023126
1 Jul 2021 – 30 Jun 2022130
1 Jul 2020 – 30 Jun 2021110
1 Jul 2019 – 30 Jun 2020112
15 Mar 2018 – 30 Jun 2019136

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEODavid Søndergaard YuCurrent
Owner (50%)DAVID S. YU HOLDING ApSCurrent
Owner (50%)MALTOR HOLDING ApSCurrent
FounderDAVID S. YU HOLDING ApSCurrent
FounderMALTOR HOLDING ApSCurrent

The CEOs' other companies

David Søndergaard Yu – 7 other companies

Address history (1 moves)

Buskelundhøjen 218, 8600 Silkeborg
Buskelundhøjen 195, 8600 Silkeborg

Other companies at the same address

Similar companies in Silkeborg

Questions and answers about My-Finance ApS

Has My-Finance ApS gone bankrupt?

No, My-Finance ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of My-Finance ApS?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.1 times the average for Danish companies.

Who is the CEO of My-Finance ApS?

David Søndergaard Yu is the CEO of My-Finance ApS.

Who is the auditor of My-Finance ApS?

My-Finance ApS most recently used Deloitte Statsautoriseret Revisionspartnerselskab.

When was My-Finance ApS founded?

My-Finance ApS was founded on 15 March 2018.

What is the equity of My-Finance ApS?

Equity was DKK -155k according to the annual report for the period ending 30 June 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.