Co.& Pagaard ApS

CVR 39189178 · Private limited company (ApS) · Active · High risk

Co.& Pagaard ApS is a Private limited company (ApS), founded on , based in Fredericia. The company is registered in the industry virksomhedsrådgivning og anden ledelsesrådgivning. Our model estimates a bankruptcy risk of 3.4% over the next 12 months, which is 2.4 times the average for Danish companies. 8 annual reports have been published, of which 3 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -24k and a net result of DKK -33k. CEO: John Pagaard.

Bankruptcy risk for Co.& Pagaard ApS

3.4%
probability of bankruptcy within 12 months
High risk

2.4 × the average (1.41%) · higher risk than 88% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO's previous bankruptcies3+ · bankruptcy rate 20.2%2.3×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Return on assets< -20% · bankruptcy rate 16.7%1.9×
Equity ratio-50%–0% · bankruptcy rate 14.8%1.7×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Website registeredYes · bankruptcy rate 12.0%1.4×
Current ratio50%–100% · bankruptcy rate 11.7%1.3×

Reduces the risk

Gross profit growth-10%–0% · bankruptcy rate 4.3%0.49×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
RegionSyddanmark · bankruptcy rate 6.0%0.68×
Published annual reports5–10 · bankruptcy rate 6.3%0.72×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×
Annual reports filed late3+ · bankruptcy rate 7.0%0.80×
Capital changes1 · bankruptcy rate 7.0%0.80×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
39189178
Status
Active
Company type
Private limited company (ApS)
Founded
(8 years)
Address
Dannevirkevej 6
7000 Fredericia
Municipality
Fredericia
Industry
Virksomhedsrådgivning og anden ledelsesrådgivning (702000)
Bankruptcies in the industry: Virksomhedsrådgivning og anden rådgivning om driftsledelse
Share capital
DKK 40k
Employees
1 (2018)
Auditor
BDO Statsautoriseret Revisionspartnerselskab
Audit opted out
Yes

Warning signs

Annual reports filed late3 of 8
Missing annual reportNo
Negative equityYes
Equity ratio-20.3%
Current ratio75%
Moves (last 2 years)0
CEO changes in total3
CEO's previous bankruptcies3
Other companies at the address15
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 651kDKK 662kDKK 773k
Net profitDKK -33kDKK -115kDKK -40k
EquityDKK -24kDKK 8,195DKK 123k
Total assetsDKK 121kDKK 209kDKK 291k
CashDKK 59kDKK 69k–
Short-term debtDKK 145kDKK 201k–
Avg. employees22–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · BDO Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025179
1 Jan 2024 – 31 Dec 2024180
1 Jan 2023 – 31 Dec 2023179
1 Jan 2022 – 31 Dec 2022187 Late
1 Jan 2021 – 31 Dec 2021181
1 Jan 2020 – 31 Dec 2020169
1 Jan 2019 – 31 Dec 2019272 Late
22 Dec 2017 – 31 Dec 2018187 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOJohn PagaardCurrent
CEOTherese Henriette Pagaard
CEOJohn Pagaard
Owner (100%)John PagaardCurrent
Owner (100%)Therese Henriette Pagaard
FounderTherese Henriette PagaardCurrent

The CEOs' other companies

John Pagaard – 8 other companies, of which 5 bankrupt

Therese Henriette Pagaard – 1 other companies

Address history (3 moves)

Dannevirkevej 6, 7000 Fredericia
Dannevirkevej 6, 1. tv, 7000 Fredericia
Vesterballevej 5, 7000 Fredericia
c/o Therese Pagaard, Nørrebrogade 39, 2. tv, 7000 Fredericia

Former names

Co.& Pagaard ApS – now
Human Factor ApS –
Human Factor IVS –
H-Factor IVS –

Employees per year

Number of employees at Co.& Pagaard ApS per year112018: 12018

Other companies at the same address

Similar companies in Fredericia

Questions and answers about Co.& Pagaard ApS

Has Co.& Pagaard ApS gone bankrupt?

No, Co.& Pagaard ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Co.& Pagaard ApS?

Our model estimates a bankruptcy risk of 3.4% over the next 12 months (high risk), which is 2.4 times the average for Danish companies.

Who is the CEO of Co.& Pagaard ApS?

John Pagaard is the CEO of Co.& Pagaard ApS.

Who is the auditor of Co.& Pagaard ApS?

Co.& Pagaard ApS most recently used BDO Statsautoriseret Revisionspartnerselskab.

When was Co.& Pagaard ApS founded?

Co.& Pagaard ApS was founded on 22 December 2017.

What is the equity of Co.& Pagaard ApS?

Equity was DKK -24k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.