Creditro A/S

CVR 39181169 · Public limited company (A/S) · Active · High risk

Creditro A/S is a Public limited company (A/S), founded on , based in Esbjerg. The company is registered in the industry anden udgivelse af software. Our model estimates a bankruptcy risk of 5.8% over the next 12 months, which is 4.1 times the average for Danish companies. 8 annual reports have been published, of which 3 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 4.0m and a net result of DKK -10.4m.

Bankruptcy risk for Creditro A/S

5.8%
probability of bankruptcy within 12 months
High risk

4.1 × the average (1.41%) · higher risk than 93% of active Danish companies

Lowest riskHighest risk

Increases the risk

Return on assets< -20% · bankruptcy rate 16.7%1.9×
Equity vs. share capital1× · bankruptcy rate 12.9%1.5×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
CEOs in total (historical)0 · bankruptcy rate 12.4%1.4×
Website registeredYes · bankruptcy rate 12.0%1.4×
Time at current address< 0.5 yrs · bankruptcy rate 12.0%1.4×
CEO's other companies0 · bankruptcy rate 10.9%1.2×

Reduces the risk

Gross profit growth0%–10% · bankruptcy rate 3.5%0.39×
Company typeA/S · bankruptcy rate 4.4%0.50×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Negative equityNo · bankruptcy rate 5.1%0.58×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Auditor's statementAudit · bankruptcy rate 5.8%0.66×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
39181169
Status
Active
Company type
Public limited company (A/S)
Founded
(8 years)
Address
Bavnehøjvej 5
6700 Esbjerg
Municipality
Esbjerg
Industry
Anden udgivelse af software (582900)
Bankruptcies in the industry: Anden udgivelse af software
Share capital
DKK 2.3m
Auditor
EY Godkendt Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late3 of 8
Missing annual reportNo
Negative equityNo
Equity ratio15.7%
Current ratio101%
Moves (last 2 years)1
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address6
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 8.4mDKK 7.7m
Net profitDKK -10.4mDKK -9.4m
EquityDKK 4.0mDKK 816k
Total assetsDKK 25.2mDKK 19.4m
CashDKK 752k–
Short-term debtDKK 21.1m–
Avg. employees27–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · EY Godkendt Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025133
1 Jan 2024 – 31 Dec 2024167
1 Jan 2023 – 31 Dec 2023180
1 Jan 2022 – 31 Dec 202294
1 Jan 2021 – 31 Dec 2021199 Late
1 Jan 2020 – 31 Dec 2020194 Late
1 Jan 2019 – 31 Dec 2019233 Late
21 Dec 2017 – 31 Dec 2018165

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
BoardChristina KarlssonCurrent
BoardHjalmar WahlanderCurrent
BoardKarina WellendorphCurrent
BoardLars Erik JacobsenCurrent
BoardAlicia Myklebost HalaasCurrent
BoardPeter Miro Hauge Jensen
BoardRonni Holmberg Baslund
BoardTina Mørup Kehlet
BoardMathias Røntved Gajhede
BoardFinn Sten Spandet Jakobsen
BoardBritta Balleby Ponti
BoardErwin Kronborg Tøt
BoardNis Peter Dall
BoardErwin Kronborg Tøt
BoardErwin Kronborg Tøt
BoardPatrick Teglstrup Rasmussen
BoardLars Engbork
BoardMikael Westöö
BoardAntti Matias Waris
BoardElisabeth Vivancos Marin
BoardAnders René Andersen
BoardLars Erik Jacobsen
Owner (100%)VISMA DANMARK HOLDING A/SCurrent
Owner (25%)Peter Miro Hauge Jensen
Owner (25%)Ronni Holmberg Baslund
Owner (33%)Tina Mørup Kehlet
Owner (15%)Ronni Holmberg Baslund
Owner (33%)PORTEFØLJESELSKABET ApS
Owner (33%)MBKH ApS
Owner (25%)Ronni Holmberg Baslund
Owner (20%)PORTEFØLJESELSKABET ApS
Owner (25%)BASLUND TECHNOLOGIES ApS
Owner (20%)IT Ventures ApS
Owner (15%)Ronni Holmberg Baslund
Owner (50%)VISMA DANMARK HOLDING A/S
Owner (20%)MBKH ApS
Owner (15%)BASLUND TECHNOLOGIES ApS
Owner (10%)IT Ventures ApS
Owner (67%)VISMA DANMARK HOLDING A/S
Owner (15%)MBKH ApS
Owner (5%)IT Ventures ApS
Owner (90%)VISMA DANMARK HOLDING A/S
AuditorEY Godkendt RevisionspartnerselskabCurrent
AuditorKvist & Jensen Statsautoriseret Revisionspartnerselskab
FounderPORTEFØLJESELSKABET ApSCurrent

Address history (6 moves)

Bavnehøjvej 5, 6700 Esbjerg
Østervangsvej 4C, 1. th, 6715 Esbjerg N
Bavnehøjvej 6, st., 6700 Esbjerg
Sankt Annæ Plads 13, 1250 København K
Vester Farimagsgade 1, 2., 1606 København V
Dampfærgevej 27, 5., 2100 København Ø
Bolbro Villavej 9D, 2960 Rungsted Kyst

Former names

Creditro A/S – now
Creditro ApS –

Other companies at the same address

Similar companies in Esbjerg

Questions and answers about Creditro A/S

Has Creditro A/S gone bankrupt?

No, Creditro A/S is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Creditro A/S?

Our model estimates a bankruptcy risk of 5.8% over the next 12 months (high risk), which is 4.1 times the average for Danish companies.

Who is the auditor of Creditro A/S?

Creditro A/S most recently used EY Godkendt Revisionspartnerselskab.

When was Creditro A/S founded?

Creditro A/S was founded on 20 December 2017.

What is the equity of Creditro A/S?

Equity was DKK 4.0m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.