IOU.Exchange ApS

CVR 39158515 · Private limited company (ApS) · Active · Very high risk

IOU.Exchange ApS is a Private limited company (ApS), founded on , based in København Ø. The company is registered in the industry computerprogrammering. Our model estimates a bankruptcy risk of 7.8% over the next 12 months, which is 5.6 times the average for Danish companies. 7 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 122k and a net result of DKK -352k.

Bankruptcy risk for IOU.Exchange ApS

7.8%
probability of bankruptcy within 12 months
Very high risk

5.6 × the average (1.41%) · higher risk than 96% of active Danish companies

Lowest riskHighest risk

Increases the risk

Reporting classReporting class B, mikrovirksomhed · bankruptcy rate 23.5%2.7×
Time at current address0.5–1 yrs · bankruptcy rate 16.5%1.9×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
CEOs in total (historical)0 · bankruptcy rate 12.4%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×

Reduces the risk

Negative equityNo · bankruptcy rate 5.1%0.58×
Return on assets-20%–0% · bankruptcy rate 6.2%0.70×
Registered owners3 · bankruptcy rate 6.2%0.71×
Equity vs. share capital2–5× · bankruptcy rate 6.3%0.72×
Published annual reports5–10 · bankruptcy rate 6.3%0.72×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×
Age (years)5–10 yrs · bankruptcy rate 7.0%0.80×
Qualification / emphasis of matterNo · bankruptcy rate 7.1%0.80×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
39158515
Status
Active
Company type
Private limited company (ApS)
Founded
(9 years)
Address
c/o lok.304, Fruebjergvej 3
2100 København Ø
Municipality
København
Industry
Computerprogrammering (621000)
Bankruptcies in the industry: Konsulentbistand vedrørende informationsteknologi
Share capital
DKK 50k
Employees
3 (2018)
Audit opted out
Yes

Warning signs

Annual reports filed late2 of 7
Missing annual reportNo
Negative equityNo
Equity ratio2.2%
Current ratio0%
Moves (last 2 years)1
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address611
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 0–DKK -682k
Net profitDKK -352kDKK 0DKK -694k
EquityDKK 122kDKK 560kDKK 560k
Total assetsDKK 5.6mDKK 6.0mDKK 6.3m
CashDKK 0DKK 0–
Short-term debtDKK 5.4mDKK 5.4m–

Latest annual report: Reporting class B, mikrovirksomhed · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025196 Late
1 Jan 2024 – 31 Dec 2024181
1 Jan 2023 – 31 Dec 2023199 Late
1 Apr 2021 – 31 Mar 2022180
1 Apr 2020 – 31 Mar 2021153
1 Apr 2019 – 31 Mar 2020153
31 Oct 2017 – 31 Mar 2019153

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
Owner (10%)ORYX FOOD VENTURE ApSCurrent
Owner (50%)Leeward Investments OÜCurrent
Owner (5%)Jaqubard Investments OÜCurrent
Owner (100%)BRUUNS INVEST ApS
Owner (100%)Christian Thisted Holding ApS
Owner (25%)Jaqubard Investments OÜ
FounderBRUUNS INVEST ApSCurrent

Address history (1 moves)

c/o lok.304, Fruebjergvej 3, 2100 København Ø
c/o Copenhagen Fintech Lab, Applebys Plads 7, 1411 København K

Employees per year

Number of employees at IOU.Exchange ApS per year232018: 32018

Other companies at the same address

Similar companies in København

Questions and answers about IOU.Exchange ApS

Has IOU.Exchange ApS gone bankrupt?

No, IOU.Exchange ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of IOU.Exchange ApS?

Our model estimates a bankruptcy risk of 7.8% over the next 12 months (very high risk), which is 5.6 times the average for Danish companies.

When was IOU.Exchange ApS founded?

IOU.Exchange ApS was founded on 31 October 2017.

What is the equity of IOU.Exchange ApS?

Equity was DKK 122k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.