Complet Pension ApS

CVR 39057298 · Private limited company (ApS) · Active · High risk

Complet Pension ApS is a Private limited company (ApS), founded on , based in Køge. The company is registered in the industry virksomhedsrådgivning og anden ledelsesrådgivning. Our model estimates a bankruptcy risk of 3.4% over the next 12 months, which is 2.4 times the average for Danish companies. 8 annual reports have been published, of which 3 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -153k and a net result of DKK -19k.

Bankruptcy risk for Complet Pension ApS

3.4%
probability of bankruptcy within 12 months
High risk

2.4 × the average (1.41%) · higher risk than 88% of active Danish companies

Lowest riskHighest risk

Increases the risk

Equity ratio< -50% · bankruptcy rate 19.3%2.2×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Return on assets< -20% · bankruptcy rate 16.7%1.9×
Time at current address0.5–1 yrs · bankruptcy rate 16.5%1.9×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Number of CEOs0 · bankruptcy rate 12.7%1.4×

Reduces the risk

Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Published annual reports5–10 · bankruptcy rate 6.3%0.72×
Industry changes1 · bankruptcy rate 6.5%0.74×
Annual reports filed late3+ · bankruptcy rate 7.0%0.80×
Age (years)5–10 yrs · bankruptcy rate 7.0%0.80×
Qualification / emphasis of matterNo · bankruptcy rate 7.1%0.80×
Missed filing deadlines0 · bankruptcy rate 7.1%0.81×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
39057298
Status
Active
Company type
Private limited company (ApS)
Founded
(9 years)
Address
Ved Engen 2A, 3. tv
4600 Køge
Municipality
Køge
Industry
Virksomhedsrådgivning og anden ledelsesrådgivning (702000)
Bankruptcies in the industry: Virksomhedsrådgivning og anden rådgivning om driftsledelse
Share capital
DKK 50k
Employees
1 (2018)
Auditor
RevisorGården Holbæk A/S
Audit opted out
Yes

Warning signs

Annual reports filed late3 of 8
Missing annual reportNo
Negative equityYes
Equity ratio-973.6%
Current ratio1%
Moves (last 2 years)1
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address4
Going-concern uncertaintyYes

Financials and key figures

Financial year202520242023
Gross profitDKK -15kDKK 84DKK 32k
Net profitDKK -19kDKK -110kDKK -20k
EquityDKK -153kDKK -133kDKK -24k
Total assetsDKK 16kDKK 17kDKK 61k
CashDKK 0DKK 1,278–
Short-term debtDKK 169kDKK 150k–
Tax owedDKK 9,333DKK 12k–
Avg. employees11–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · RevisorGården Holbæk A/S.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025181
1 Jan 2024 – 31 Dec 2024190 Late
1 Jan 2023 – 31 Dec 2023184 Late
1 Jan 2022 – 31 Dec 2022179
1 Jan 2021 – 31 Dec 2021151
1 Jan 2020 – 31 Dec 2020153
1 Jan 2019 – 31 Dec 2019240 Late
31 Oct 2017 – 31 Dec 2018147

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
Owner (50%)Mette Gybel MetzchenCurrent
Owner (100%)Peter GybelCurrent
FounderMette Gybel MetzchenCurrent
FounderPeter GybelCurrent

Address history (6 moves)

Ved Engen 2A, 3. tv, 4600 Køge
Søndre Badevej 2G, 2. 16, 4600 Køge
c/o Peter Gybel, Lynghækken 26, 4500 Nykøbing Sj
c/o Peter Gybel, Gløerfeldtsvej 5, 4600 Køge
c/o Peter Gybel, Theilgaards Torv 2, 4600 Køge
c/o Peter Gybel, Gammel Lyngvej 2, 4600 Køge
c/o Peter Gybel, Gløerfeldtsvej 5, 4600 Køge

Former names

Complet Pension ApS – now
Top Pension ApS –

Employees per year

Number of employees at Complet Pension ApS per year112017: 020172018: 12018

Other companies at the same address

Similar companies in Køge

Questions and answers about Complet Pension ApS

Has Complet Pension ApS gone bankrupt?

No, Complet Pension ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Complet Pension ApS?

Our model estimates a bankruptcy risk of 3.4% over the next 12 months (high risk), which is 2.4 times the average for Danish companies.

Who is the auditor of Complet Pension ApS?

Complet Pension ApS most recently used RevisorGården Holbæk A/S.

When was Complet Pension ApS founded?

Complet Pension ApS was founded on 31 October 2017.

What is the equity of Complet Pension ApS?

Equity was DKK -153k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.